Contacts to finance
08-30-2012 | 07:04 AM
#11
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Joined: Jun 2011
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From: Thousand Islands area
I have heard that but havent talked to anybody that has gone that route. I think though the rates/terms are probably not quite as good as member rates. But knowing USAA the rates are probably still pretty good.
08-30-2012 | 07:05 AM
#12
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Joined: Jun 2011
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From: Thousand Islands area
I fully agree. I have 100% and can free up 50%. I want to put chunks down, so next years bonus 3-5k would go straight there. As well as any overtime. I want to make sure if something financially happens I have some options. I'm fully willing to take a loss if needed but don't think that would be a problem because I don't have credit cards or a car payment. Just student loans, home with equity, and then a soon to be boat.
08-30-2012 | 10:28 AM
#13
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Joined: Dec 2009
Posts: 711
Likes: 37
From: Florence, Kentucky
My local CU did 100% at 15yrs with a 4.9% for my boat this past June. It was a no brainer as the interest rates were less than the big banks and I didn't have to pull out of my pocket for the down payment. With the interest rate I locked into it offset the monthly savings from the down payment anyways.
08-30-2012 | 08:33 PM
#14
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Joined: Apr 2010
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From: Pearland, TX
I asked and was told no I could not get a loan. Could only use them for checking, savings, and credit card. It also wouldn't let me even fill out a loan app.
09-03-2012 | 04:08 PM
#16
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Joined: Jun 2011
Posts: 2,347
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From: Thousand Islands area
yeah I dont I have heard of people getting loans without being members but My dad tried getting a loan and insurance and they wouldnt let him. I dont think letting non-member get loans and such is a given.
