Best boat loan rate?

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12-30-2013 | 09:46 AM

#31

KSFLYER1

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From: snow?

Quote:

Originally Posted by Cole2534

I got 4.25 in Feb but had to put 30% down,

I am putting 40 percent down, do you think they do loans to MI, what is the name of the lender? Thanks, KS

12-30-2013 | 09:51 AM

#32

Cole2534

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From: OK CIty, OK

Oklahoma Employees Credit Union. Gotta be a member, but that's like $5.

877-677-6328

12-30-2013 | 09:53 AM

#33

KSFLYER1

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From: snow?

Quote:

Originally Posted by Sydwayz

0.0%
Just get your daddy to buy it for you like some of the other OSO experts.

Seriously,
Call a loan broker.
I highly recommend Robin Harris.
http://thedonedeal.com/

She can run the numbers for you if you know your scores, and find the best program for you. This is MUCH better than running a bunch of applications yourself. Supposedly, but not really confirmed multiple credit checks in 10 days calendar days only shows up as one hit for "one purchase", but I don't buy it.

Just talked to Robin about the loan, she can't do Michigan loans, thanks anyway. KS

12-30-2013 | 09:58 AM

#34

KSFLYER1

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From: snow?

Quote:

Originally Posted by Cole2534

Oklahoma Employees Credit Union. Gotta be a member, but that's like $5.

877-677-6328

Just spoke with OKECU, you have to have some tie to OK to joint the credit union. We gave it a shot thanks, and great rate too.

12-30-2013 | 12:12 PM

#35

Cole2534

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From: OK CIty, OK

Damn, sorry it didn't work out.

01-13-2014 | 03:52 PM

#36

s022mag

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From: Delaware, OH

Key Bank just went down to 4.74% on anything 75k to 249k

01-14-2014 | 01:10 PM

#37

4bus

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From: Oneida Lake NY

Quote:

Originally Posted by s022mag

Key Bank just went down to 4.74% on anything 75k to 249k

A great thing about Key is they base the interest rate on the sale price, not the amount financed. So buy a boat for 75k and put 25k down, you will still get the 75k rate

01-28-2014 | 07:29 PM

#38

Speedracer29

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From: Southeast Michigan

cpfederal.com (cp federal credit union in Jackson/Lansing)
2.99% for 72 months or 4.65% up to 144 months (same for balloon)
They finance up to NADA value.

02-27-2014 | 06:04 PM

#39

sleek1

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From: Phoenix, AZ

Expecting my refi docs Monday. Essex Credit 10 yrs 4.49% with the .5% performance boat ding. $199 in fees through Costco. The entire process so far has taken about 3 weeks.

03-02-2014 | 07:06 PM

#40

slpcamaross97

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From: Lapeer, MI

genisys credit union

Loan Amount APR as low as* Down Payment Term
$0.00 - $9,999 4.99% 10% 60 Months
$10,000 - $19,999 4.99% 10% 84 Months
$20,000 - $29,999 4.99% 10% 120 Months
$30,00 - $49,999 4.99% 10% 144 Months
$50,000 - up 4.99% 10% 180 Months

*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Down payment maybe required.