Who is everyone using. Just got my policy in the mail, 67% increase, still cheap, but pisssses me off.

My daughter and I were just talking about this last night, everything Ins is going up, whats the typical amount 1 mill ?

I have $3M with State Farm. It's only a few hundred dollars a year.

Mine went up also...I have $1 mil with State Farm and it's about $750/yr

WOW. We have 2M and it is about half that with State Farm. State Farm prices on underlying exposures, meaning properties and things you own that create exposure, and what the underlying limits of liability you carry on all those exposures. So it is hard to just price a PLUP policy without also knowing the extent of underlying exposures a person owns and what coverages exist on the policies covering those exposures.

not sure what that all means in simple English as I don't know jack about the insurance business.... but I have 4 cars, 4 motorcycles, 1 boat and 1 house insured... Does that make it add up to my premium?

1M with State Farm. I think about $350/yr, but I also have 2 drivers in my house that are 22 & 19 yrs old, so that is about $100 of the premium.

I am in Florida so all insurance sucks.

We have 1 Mil with allstate, $618.
2 boats, 1 car, 1 truck, home on the water.

Between those and health insurance we spend 20K a year and HIGH deductibles no claims, no tickets.


When I shopped that was the best I could do, others were more.

Umbrella Insurance ??

Call Scott Kottmann with Global Marine Insurance agency. he will be able to get you insured on anything Performance related. 636.578.2484.