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Search: Posts Made By: motoracerx
Showing results 1 to 25 of 114
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Forum: Insurance and Finance
07-19-2015, 04:58 AM
Replies: 18
Views: 4,028
Posted By motoracerx

Hot dam congrats. And you didn't have to start...

Hot dam congrats. And you didn't have to start off with a 'starter' boat and move up after your BK aged or fell off completely.

Do you mind sharing who did the financing? It's a good data point...
Forum: Insurance and Finance
07-08-2015, 01:12 PM
Replies: 18
Views: 4,028
Posted By motoracerx

Hel l yea. Show us whatya got!

Hel l yea. Show us whatya got!
Forum: Insurance and Finance
07-06-2015, 07:57 PM
Replies: 32
Views: 11,569
Posted By motoracerx

My vested balance is the same as my account...

My vested balance is the same as my account balance.

I don't put any $$ into my 401k. My company takes it out automatically each week. I have no option as to how much I put in. It is a set...
Forum: Insurance and Finance
07-06-2015, 07:26 PM
Replies: 32
Views: 11,569
Posted By motoracerx

Notice on my accts page how it says "employer...

Notice on my accts page how it says "employer contributions"....maybe that's the diffference since I'm not putting in any additional monies.?

My 401k acct is updated every Thursday, of every week,...
Forum: Insurance and Finance
07-06-2015, 07:01 PM
Replies: 32
Views: 11,569
Posted By motoracerx

I don't know the 'laws' so to speak, but I do...

I don't know the 'laws' so to speak, but I do know what I put into it.

I don't have a choice as to how much I put in my employer 401k plan through Fidelity.

I make prevailing wage scale with...
Forum: Formula
07-04-2015, 09:08 AM
Replies: 26
Views: 4,451
Posted By motoracerx

Sucks dude. You really wanted that boat. ...

Sucks dude. You really wanted that boat.

I'm new to boat ownership (not boating per se), and I followed the advice of the forum last year to have a survey done on an '89 Baja 280 Sport....$600...
Forum: Insurance and Finance
07-03-2015, 06:40 PM
Replies: 32
Views: 11,569
Posted By motoracerx

http://www.investopedia.com/articles/retirement/08...

http://www.investopedia.com/articles/retirement/08/borrow-from-401k-loan.asp
Forum: Insurance and Finance
07-03-2015, 06:35 PM
Replies: 32
Views: 11,569
Posted By motoracerx

...and the pros say that because most people...

...and the pros say that because most people won't put the money back into their 401k, but if you're disciplined and have a employer backed 401k that has the loan option, it's a very attractive deal....
Forum: Insurance and Finance
07-03-2015, 06:33 PM
Replies: 32
Views: 11,569
Posted By motoracerx

...and the pros say that because most people...

...and the pros say that because most people won't put the money back into their 401k, but if you're disciplined and have a employer backed 401k that has the loan option, it's a very attractive deal....
Forum: Insurance and Finance
07-03-2015, 03:29 PM
Replies: 32
Views: 11,569
Posted By motoracerx

+1 on the 401k loan. I've taken several from my...

+1 on the 401k loan. I've taken several from my 401k. The financial pros will tell you absolutely don't touch it, hell or high water.
But like deezy said, you're paying yourself back with...
Forum: Powerplay
06-30-2015, 04:49 PM
Replies: 56
Views: 12,687
Posted By motoracerx

* crickets*

* crickets*
Forum: Formula
06-29-2015, 08:33 PM
Replies: 98
Views: 25,503
Posted By motoracerx

Man, this thread makes me lean toward Formula...

Man, this thread makes me lean toward Formula over PQ to be my next boat....
Forum: Formula
06-29-2015, 01:41 PM
Replies: 26
Views: 4,451
Posted By motoracerx

Not exactly what you're looking for, but a...

Not exactly what you're looking for, but a helluva boat for the money it seems
... http://joplin.craigslist.org/boa/5087054441.html

Double your $$ and get...
Forum: Formula
06-29-2015, 08:16 AM
Replies: 48
Views: 10,851
Posted By motoracerx

Damn, I'd say look no further OP.

Damn, I'd say look no further OP.
Forum: Formula
06-29-2015, 08:13 AM
Replies: 26
Views: 4,451
Posted By motoracerx

Save pic(s) to computer then go to...

Save pic(s) to computer then go to www.tinypic.com and upload....copy and past the link...or

Once the pictuure is uploaded on tinypic,
1. click on 'view larger image'
2. right click on the...
Forum: Insurance and Finance
06-27-2015, 06:10 AM
Replies: 18
Views: 4,028
Posted By motoracerx

Here ya go.....Go ahead and start shoppin'........

Here ya go.....Go ahead and start shoppin'..... get the boat info - serial numbers, copy of title, etc...you should be on the water by the 4th.
...
Forum: Insurance and Finance
06-27-2015, 12:12 AM
Replies: 18
Views: 4,028
Posted By motoracerx

Do you have a military background? Or a family...

Do you have a military background? Or a family member? NFCU, Penfed are cu's that only cater to military people, past and present.

DCU has great boat loan rates. Also 3 Rivers FCU in nirthern...
Forum: Insurance and Finance
06-26-2015, 07:52 PM
Replies: 18
Views: 4,028
Posted By motoracerx

What are your current FICO scores on TU, EX and...

What are your current FICO scores on TU, EX and EQ?
Income?
DTI ratio?

If you have decent scores, a good income and a low DTI, you should be able to find financing relatively easily.

As...
Forum: Insurance and Finance
06-23-2015, 12:40 AM
Replies: 17
Views: 4,224
Posted By motoracerx

Was it a credit union? TBTF banks suck. ...

Was it a credit union? TBTF banks suck.

Credit union credit union credit union. OP would have his cash by now if the buyer was truly wanting that boat.... You usually gotta have a clean...
Forum: Formula
06-21-2015, 08:35 PM
Replies: 20
Views: 3,507
Posted By motoracerx

Pics or it didn't happen!

Pics or it didn't happen!
Forum: Insurance and Finance
06-21-2015, 05:39 PM
Replies: 17
Views: 4,224
Posted By motoracerx

Hmmm...that sux. I wonder if HE backed out and...

Hmmm...that sux. I wonder if HE backed out and used the banks as a copout.
Maybe his credit wasnt as good as was claimed.

Too many banks out there to not get financing.
Forum: Insurance and Finance
06-21-2015, 07:45 AM
Replies: 17
Views: 4,224
Posted By motoracerx

+100000.....My main CU I belong to is offering...

+100000.....My main CU I belong to is offering 4.49% up to 180 months and 60 day deferred payment with only a 680 Equifax ( that's who they pull, as do most CU's). Doesn't matter new or used or how...
Forum: Insurance and Finance
06-20-2015, 08:45 PM
Replies: 17
Views: 4,224
Posted By motoracerx

Same here, and I'm in Ohio as well. Got...

Same here, and I'm in Ohio as well. Got approved for a 1994 Powerquest 270 Laser...Full amount a year ago, no survey/appraisal needed, no problem at all.

Try DCU...one of the best CU's in all...
Forum: General Boating Discussion
06-20-2015, 04:51 PM
Replies: 89
Views: 11,276
Posted By motoracerx

Holee sheet.... He didnt wait for the mechanic......

Holee sheet.... He didnt wait for the mechanic...
https://m.youtube.com/watch?v=cnUObPoiOjU
Forum: General Boating Discussion
06-19-2015, 02:27 PM
Replies: 13
Views: 2,016
Posted By motoracerx

You mean blistering, corrosion like this.... ...

You mean blistering, corrosion like this....
http://oi62.tinypic.com/122ew5f.jpg
Showing results 1 to 25 of 114
 
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