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21 years old and insurance dont mix!

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21 years old and insurance dont mix!

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Old 11-26-2008 | 08:28 PM
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Unhappy 21 years old and insurance dont mix!

i am 21 and have a 25 baja OL i cant find any insurance to cover me at my age and on a proformance boat. i dont have any wrecks tickets at al. i would like to get at leats the boat covered any ideas?
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Old 11-27-2008 | 08:55 AM
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Progressive should cover you. May not be what you want but at least its coverage.

Lloyds will take you but it will be way too expensive.

How fast is your boat?
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Old 11-27-2008 | 09:32 AM
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Originally Posted by caseyh
i would like to get at leats the boat covered any ideas?
Who cares about the boat - get the liability, that's what can ruin you life. All boats are expendable.
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Old 11-27-2008 | 10:30 AM
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when i was 19 i financed a 22 Scarab with a bbc and had to get it insured. I went with Progressive and it was like 180 a month
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Old 11-27-2008 | 11:34 AM
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its not fast 65 is the best i have got out of it and its payed off . good point about the liability. ill give progressive a call monday. thinks for the help
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Old 11-27-2008 | 08:03 PM
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your car insurance company will cover it to less than 60mph, if they are a big name.
 
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Old 11-28-2008 | 06:30 PM
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Take Tres Martings course. When I was 21 I couldnt get insurance until I took it. No tickets or accidnets either.
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Old 11-30-2008 | 09:16 AM
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Well, I was in similar situation, first off, you should only be worried about "Liability coverage" Like you kill someone, or someone was to drown when out on your boat.

If you own a house, it is easy to add it to the home policy.

While I reccomend insurance, depending on your state laws you may not be required by law to have it.
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Old 11-30-2008 | 02:35 PM
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Progressive covered me for the boat and Liability. i couldnt get what i would have liked on the liability part thay would only cover me for 50,000 and 50,000 on another boat, but thay covered the whole price of the boat. thats the best i could get even if i didnt get full replace ment on the boat. i pay $85 a month i didnt think it was bad. other than the low liability. what do yall think. i am new to all this and having to learn as i go from insurance to mantince thanks for yalls help
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Old 11-30-2008 | 06:21 PM
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Its better than nothing, but 50k liability will get spent real fast with any major accident.
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