What Kind of boat do I have?
#1
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Joined: Aug 2013
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From: Madison, Ms
Hi everyone, trying to get my terms correct. I have a Baja 405 Performance that I bought 6 months ago and am trying to figure out exactly what I have, People ask what type of boat is that but I can't really answer them intelligently.
I have heard terms like:
Cigerette
Cruiser
Express Cruiser
Performance Yacht
Offshore Cruiser
and my favorite a Peanut Boat
Thanks again and any help would be great.
I have heard terms like:
Cigerette
Cruiser
Express Cruiser
Performance Yacht
Offshore Cruiser
and my favorite a Peanut Boat
Thanks again and any help would be great.
#4
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Joined: Oct 2000
Posts: 2,787
Likes: 389
Interesting question, I would call your specific boat a "Performance Cruiser," but my opinion is subjective. I have never-ever heard the term "Peanut Boat," that is a first, and I have no idea what that means, or could mean.
1. Your boat is faster and more sporty looking than a cruiser.
2. Not big enough at 40' to be a yacht.
3. Offshore cruiser is a pretty much what I called your boat.
4. Cigarette type, no confusing a Baja for a Cigarette.
5. Express Cruiser and Cruiser, do not fit the bill for me, I think of Tiara, Sea Ray, and Formula PC in that category.
Bottomline call it whatever you want, you own it, it is up to you, I don't think is really a wrong answer, for the general public, but for insurance purposes, to keep the annual premium low, I would call it a slow, safe, cruiser, but the insurance company(s) probably already have your boat categorized....I wonder what the insurance company calls it/classifies the 405 Baja as ????
Stephen
We are talking about this model Baja pictured below, right?
1. Your boat is faster and more sporty looking than a cruiser.
2. Not big enough at 40' to be a yacht.
3. Offshore cruiser is a pretty much what I called your boat.
4. Cigarette type, no confusing a Baja for a Cigarette.
5. Express Cruiser and Cruiser, do not fit the bill for me, I think of Tiara, Sea Ray, and Formula PC in that category.
Bottomline call it whatever you want, you own it, it is up to you, I don't think is really a wrong answer, for the general public, but for insurance purposes, to keep the annual premium low, I would call it a slow, safe, cruiser, but the insurance company(s) probably already have your boat categorized....I wonder what the insurance company calls it/classifies the 405 Baja as ????
Stephen
We are talking about this model Baja pictured below, right?
#7
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Joined: Aug 2013
Posts: 783
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From: Madison, Ms
I don't know what most insurance companies call it , I don't think they know what it is. Called Progressive and U.S.A.A. and they gave me rates that made my nose bleed. Called Geico and their rate was about 70% less with better coverage,





