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-   -   Insurance (https://www.offshoreonly.com/forums/sonic/195551-insurance.html)

bigboat28 09-22-2008 02:32 PM

Jim you have 500efi's and you are getting 1200, the lowest price I have got is 1985 for 575's, do those engines make that much of a difference in the premiums? I am 40 years old. I used to have a 1999 28 Pantera with 502 mags and only paid 350$ a year I think.

Jim Diesel 09-22-2008 07:13 PM

I have no clue why its so high for you. Im 27 and a clean record. My 25 Outlaw I had before this was $750 496ho...

exmark31 09-22-2008 07:53 PM

Bigboat28 I have an 02 with 496's and 35 years old. I use state farm and is only 680 per year.

45sonic 09-23-2008 07:48 AM

A lot of the difference is how long you have had boats insured and if you have any other insurance coverage with the company. I have had my insurance with the same company for over 15 yrs. Also some companies are cracking down on what they are insuring so getting new insurance could be a lot more expensive than if you maintained insurance for a long period of time.

bigboat28 09-23-2008 10:20 AM

Called State Farm, they wont do it. 45SS would you want to give me your agents name and number and let me give them a call to see what they say, or anyone else with State [email protected]

go propless 09-24-2008 05:15 PM

Bigboat28 I also use State Farm for my 97 31SS with 502MPI's I have $500k liability and $75k replacement It runs me 1026per yr.

upstate31sonic 09-25-2008 08:04 AM


Originally Posted by bigboat28 (Post 2694532)
Called State Farm, they wont do it. 45SS would you want to give me your agents name and number and let me give them a call to see what they say, or anyone else with State [email protected]

I have a 03 with 500efi's.750.00 with 1000.00 deductable.With State Farm..When we first went with State Farm they would not take boat unless they insured my house also.At the time it was more for the boat..Now five years later it cost more for the house.:cool:

45SS 09-25-2008 01:52 PM

You need to use an agent in you area. My girlfriend keeps one of her cars at my house in the garage. I asked my agent about insuring it. They told me it has to be insured in the state of registration, or with the boat the house you live in.

bigboat28 09-25-2008 09:12 PM

45SS already tried the agent here and they said they wouldn't do it, to many hp and to fast:mad:

Beak Boater 09-26-2008 08:22 AM


Originally Posted by bigboat28 (Post 2697747)
45SS already tried the agent here and they said they wouldn't do it, to many hp and to fast:mad:

Send Stacy a email or phone call. She saved me a bunch on money on my insurance. Dont know if she can beat State Farm or Allstate, but its worth a email or phone call.

Wake Zone Marine Insurance 866-792-4149
For an online quote: www.wakezoneinsurance.com
[email protected]


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