I just wrote a check for a 2002 twin efi engine boat 220 hours and trailer it was in the 90's. Very well taken care of inside and out. It has external steering and ext boxes. If that help those are real numbers. My finds you get what you pay for unless you just find someone in need. I looked hard for 8 months and to me she is worth every cent Good luck

Our new boat

wow! nice outfit !

X2 pull that cover off & lets see some more pics

Thank you this is our second Sonic. Our first was a great boat 1996 42. We were involved in a road accident and she was totaled. I had her for 11yrs and completely redid her

our first

pics

There are three of us that have 45 ss in northern va. And southern md. Robin Harris who is one of the best in the industry at financing sport performance boats,can't get it done. The credit unions are going in 12 year loans. They also want collateral, I am not putting my house on the line for any boat.

Your right financing is tough the only way i was able to buy is my insurance money from my accident .

There are several factors involved in getting a boat financed, year, purchase price, down payment, credit score etc. etc.
I went from a 2X 40 outlaw to a 3X 47 fountain with no hassels. Local credit union would go 15yrs, loan 80% of NADA value & 4.75% interest. I have never heard of having to put your house up for collateral, that would be crazy. Also a 45' could be used as a second morgage.
Good luck with your search/purchase