Go Back  Offshoreonly.com > Boating by Region > Southeast US
Is this two much for insurance? >

Is this two much for insurance?

Notices

Is this two much for insurance?

Thread Tools
 
Old 06-27-2012, 03:44 PM
  #1  
Registered
Thread Starter
 
Join Date: Jun 2007
Location: Merritt Island, FL
Posts: 6,651
Received 1,328 Likes on 741 Posts
Default Is this two much for insurance?

Hey guys,

I have been checking rates and I knew that it would cost more in FL, but I am getting quotes in the $2500 range for my 32 fever.

This is nearly 4 times what I pay in the Midwest, does that sound right?
Wildman_grafix is offline  
Old 06-27-2012, 05:54 PM
  #2  
Registered
iTrader: (1)
 
lucky strike's Avatar
 
Join Date: Sep 2003
Location: Pompano Beach, Florida
Posts: 8,962
Received 482 Likes on 162 Posts
Default

Hurricanes & 12 months of boating.
Call Sy Goldberg. He's on this website.
lucky strike is offline  
Old 06-27-2012, 07:14 PM
  #3  
Registered
iTrader: (2)
 
ROB FREEMAN's Avatar
 
Join Date: Sep 2006
Location: Wis
Posts: 2,123
Likes: 0
Received 1 Like on 1 Post
Default

ouch . 465.00.yr. actual cash value on my 35 10 mtr. completely redone . apraised value documented .. american family .. 185 for my 21 ski centurion. 65 bucks times three 1 our jet skis . youre getting screwed .
ROB FREEMAN is offline  
Old 08-21-2012, 07:08 AM
  #4  
Registered
 
Join Date: Dec 2010
Location: Port Deposit Md
Posts: 523
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Wildman_grafix
Hey guys,

I have been checking rates and I knew that it would cost more in FL, but I am getting quotes in the $2500 range for my 32 fever.

This is nearly 4 times what I pay in the Midwest, does that sound right?
I had problems with Progressive after they took my money only to cancel me 3 weeks later. Telling me my boat went to fast. You would think those DUMB***** would have known a boat with 800 HP will do 75+. Anyway the Foremost insurance company hooked me up in about 20 minutes.
fordf350 is offline  
Old 08-21-2012, 07:21 AM
  #5  
Registered
 
Join Date: Jan 2004
Location: Jacksonville FL
Posts: 1,847
Received 6 Likes on 4 Posts
Default

Originally Posted by ROB FREEMAN
ouch . 465.00.yr. actual cash value on my 35 10 mtr. completely redone . apraised value documented .. american family .. 185 for my 21 ski centurion. 65 bucks times three 1 our jet skis . youre getting screwed .
Not really the case at all. Florida is an insurance shocker. I moved to FL from Charlotte NC and my rate went up x4. I pay just over 3k per yr. You've got everything above Lucky Strike said, and also access to international water ways. Theft is huge, named storms, 12 months of boating, in my case i pay more due to age, and until this year the fact i wasnt married. FL is expensive.. Our boats seem pretty similar, $2500 is probably close to the best you will do
Boomer35 is offline  
Old 08-21-2012, 08:08 AM
  #6  
Platinum Member
Platinum Member
 
CigDaze's Avatar
 
Join Date: Jun 2001
Posts: 21,346
Likes: 0
Received 8 Likes on 8 Posts
Default

Originally Posted by Wildman_grafix
Hey guys,

I have been checking rates and I knew that it would cost more in FL, but I am getting quotes in the $2500 range for my 32 fever.

This is nearly 4 times what I pay in the Midwest, does that sound right?
That's about right. It's exactly what I pay. It's FL...high theft, hurricanes and no lay-up period with endless navigational area.
CigDaze is offline  
Old 08-22-2012, 12:55 PM
  #7  
Registered
 
Join Date: Jan 2008
Location: Jacksonville, FL
Posts: 361
Likes: 0
Received 0 Likes on 0 Posts
Default

My 2001 35' Fountain last year was around $2000. A year good credit, no points, 50 years old. With the same company for 5 years 2500. Sounds normal. Orlando was cheaper than Jacksonville for me.
27Fountain is offline  
Old 09-03-2012, 11:58 AM
  #8  
Registered
 
Join Date: Jun 2010
Location: San Diego, CA
Posts: 192
Likes: 0
Received 0 Likes on 0 Posts
Default

Moved my boat from VA to FL last year and my insurance tripled initially. $550 to $1500 for the year. Also was surprised to find out that only a limited number of carriers will insure boats in Florida. After a year of coverage, my premium just went down to $1100 for this next year!
diverkr is offline  
Old 09-03-2012, 04:54 PM
  #9  
VP of the tickfaw200
 
Join Date: Jul 2007
Location: baton rouge, louisiana
Posts: 2,074
Received 148 Likes on 60 Posts
Default

i pay 1500 a year for a 88 bullet in louisiana. now my age and HP play more of a factor. but sound right in the area of my uncles boat in FL
caseyh is offline  
Old 10-29-2012, 07:01 PM
  #10  
Registered
 
Join Date: Oct 2003
Location: None of your business
Posts: 639
Likes: 0
Received 0 Likes on 0 Posts
Default

You guys are quoting some low rates for FL, $2000-$2500. Who are you using? Are we talking agreed value?
richanton is offline  


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.