Is this two much for insurance?
#1
Thread Starter
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Joined: Jun 2007
Posts: 7,309
Likes: 1,815
From: Merritt Island, FL
Hey guys,
I have been checking rates and I knew that it would cost more in FL, but I am getting quotes in the $2500 range for my 32 fever.
This is nearly 4 times what I pay in the Midwest, does that sound right?
I have been checking rates and I knew that it would cost more in FL, but I am getting quotes in the $2500 range for my 32 fever.
This is nearly 4 times what I pay in the Midwest, does that sound right?
#3
ouch . 465.00.yr. actual cash value on my 35 10 mtr. completely redone . apraised value documented .. american family .. 185 for my 21 ski centurion. 65 bucks times three 1 our jet skis . youre getting screwed .
#4
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Joined: Dec 2010
Posts: 523
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From: Port Deposit Md
I had problems with Progressive after they took my money only to cancel me 3 weeks later. Telling me my boat went to fast. You would think those DUMB***** would have known a boat with 800 HP will do 75+. Anyway the Foremost insurance company hooked me up in about 20 minutes.
#5
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Joined: Jan 2004
Posts: 1,848
Likes: 8
From: Jacksonville FL
Not really the case at all. Florida is an insurance shocker. I moved to FL from Charlotte NC and my rate went up x4. I pay just over 3k per yr. You've got everything above Lucky Strike said, and also access to international water ways. Theft is huge, named storms, 12 months of boating, in my case i pay more due to age, and until this year the fact i wasnt married. FL is expensive.. Our boats seem pretty similar, $2500 is probably close to the best you will do
#6
That's about right. It's exactly what I pay. It's FL...high theft, hurricanes and no lay-up period with endless navigational area.
#8
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Joined: Jun 2010
Posts: 192
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From: San Diego, CA
Moved my boat from VA to FL last year and my insurance tripled initially. $550 to $1500 for the year. Also was surprised to find out that only a limited number of carriers will insure boats in Florida. After a year of coverage, my premium just went down to $1100 for this next year!


