Insurance companies that have limits for their own risk benefits don't appear to be helpful to marine from what I have seen. I won't name any companies unless someone else calls them out but some will not cover marine with more than two engines, over 70mph and over 1000 hp. In the world of go fast that is a major barrier but the limit is the insurance company and not a buyers options. Look for an insurance company that is not limited in the marine world and you will find reasonable insurance imho. My 419 is beyond all these limitations but that is not a limit on what we found for insurance.
Foremost is who we are with now and there are others who are marine friendly. To me that means they are able to give a reasonable coverage option and premium that doesn't prevent buying a boat and enjoying it.

Foremost and progressive are at 4500 + for coverage. I honestly think that is ridiculous. When looking at what you are covering compared and the price you're paying , it just doesn't make sense.

I have a perfectly clean driving history , with 7 years operating a vessel with no claims. I guess I have to bare the cost burden for others in south Florida.
What's strange is progressive quoted me $1800 about 6 months ago before I sold my boat.
I wonder what happened.

That is ridiculous. Insurance for a boat price, compared to insurance at the same price of a house should reasonably be closer than they are. When a boat is more than four times the premium of a house for the same price I have to wonder why and is that even fair. Insurance seems to be a problem for marine.

Aquaforce I agree. I have been searching for insurance and it is truly ridiculous. I could understand if I have a bad credit, claims, bad driving record etc. but this is not the case. I have never filed for a claim on any of my assets, have a excellent credit, and perfect driving record.

Really makes you wonder how they make these determinations.

I am really stuck. All I can do is keep searching.

When we had our 353 down South we had Progressive for three years, it was a PITA and was expensive, almost twice as much to insure it here at LOTO.

314joey,

If you don't mine me asking was it similar to what I am experiencing 4500 +.

i feel as if I am looking this battle

I sent you some info, good luck.

Try Liberty Mutual, they are reasonable (at least where I am at) and their claim service is very good.

Try Dennis Onstott at Elton Porter.

Thanks guys,

Keep them coming.