How much for insurance??
 

Well I think my last post was poofed......Why?..I don't know...

Anyway, I have a friend looking at a 2000 30ft Spectre with 500hp's and blowers (whipples, I think...) I told him the expensive part is the insurance. The guy he is buying it from said he has State Farm and pays $500.00 per year......That's $600.00 less than I pay for my Baja 38 Special.... :rolleyes:

What is the going price on insurance??

I've heard that only two company's cover them, which two??

Re: How much for insurance??
 

i have a 30' w/ 500's but no whipples, yet :D , they rated mine at 95 MPH and state farm wouldn't insure it... you have to watch them, they insure alot of boats that they don't have a clue about.... i went to total dollar and got mine written through markel for 4k a year.... my 2002 29 outlaw was only costing me $1100 a year before that.... i bet with whipples it would be about $4500-5000 if they have a clean record...

Re: How much for insurance??
 

i spoke with allstate and they will insure a 30 spectre "BUT" it cant exceed a pair of 225 outboards and was douted in the mid to high teens...was quoted through Total Dollar with 300 promax's and an offshore rider 3400.00

Re: How much for insurance??
 

I think outboards are cheaper, don't ask me why, i think they see that "500HP" and see $$$$$...... :(

Re: How much for insurance??
 

i have allstate and mine is 1500.00 a year with 300 pro max's it is a 2005..

Re: How much for insurance??
 

OUCH!!! Thanks guy's I'll pass this along to him!!!

FYI, this guy is so tight, he squeak's when he walks....So, I think he look elsewhere!!

Re: How much for insurance??
 

I just bought a 30' with 3 months cat experience and I paid $5k with 496 HO! OUCH

Re: How much for insurance??
 

I have never insured my cats but that price sounds good! I installed a GPS tracking system so that I can have an excuse to use my 45. You take my boat you will say hello to my little friend! Can you post your agents number? He may have a way getting the boat thru underwriting.

thanks

dan

Re: How much for insurance??
 

Hey, I think that is my old boat!!!! Did that come from Randy at Fastboats? some of my friends saw it running in the poker run at Key West a couple of months ago. Good Luck with it, and feel free to call or e-mail me anytime if you have any questions concerning the boat!!!

Re: How much for insurance??
 

I had my insurace through boat us. It was 2800 per year with a 13 thousand deductable. That was for NY state though.

Re: How much for insurance??
 

allstate wont do spectres in NJ...just bought a 30 w/ 300's going through Worldwide Marine just under $3k per year..coverage from ME to KW FLA and includes offshore rider up to 25 miles off

Re: How much for insurance??
 

do you have any layup in yours or is that 12 months?

Re: How much for insurance??
 

5 month lay-up 5% deductable

Re: How much for insurance??
 

Before ANYONE considers State Farm make sure you check this out....

http://www.offshoreonly.com/forums/s...heck+insurance

Re: How much for insurance??
 

Damn, Blackadar was charging me 3k with 5k deduc. NO LAYUP PERIOD..Im 48 with perfect record, 3 years seat time, no claims ever and now im sweating May 22 when my Blackadar policy expires.

Re: How much for insurance??
 

That's what I was quoted today on a 2000 with a pair of 300X's from my Allstate agent. I'm afraid it might be too good to be true and don't want to be on the hook with a boat that went from $1500 to insure to $5000. I'm on the fence between this Spectre and a Cigarette. Total opposite ends of the spectrum huh? :D

Re: How much for insurance??
 

i have my home owners, and cars through Allstate and Spectre is one of the boats on there DO NOT WRITE LIST. I would call Bob Luellen at Worldwide

Re: How much for insurance??
 

I'll second that, he had the best price out of all of the calls I made. He had my DCB before so it was natural that I went back to him but I did check his qoute. I pay less then $4K a year. 3 DUI's and four speeding tickets and a boat stolen a year ago........... just kidding. I have a perfect driving record, with 3 years cat experience and I am 31 years old.

Andy

Re: How much for insurance??
 

My fuel and insurance costs have risen 110% since I bought my boat in 2003. Just E-mailed WorldWide Marine (Bob) and asked for a quote. Seasafe underwriters wanted 6500.00. GEEZZZZ Im 48years old with a impeccable driving record. No claims, 3 yrs. cat exp. numerous safe driving awards. This industry is forcing me out of the loop at this rate. I can't budget for these kind of increases or EVEN JUSTIFY it anymore. This boat might be for sale by months end if Bob doesn't come through.

Re: How much for insurance??
 

good luck and lets hope it doesnt come down to that. i'm safe for this season and as far as next year well thats a different story.

Re: How much for insurance??
 

$6,500! OUCH! I can see paying $6,500 for a 32' with a pair of 650's or something but not a 100 plus mph 30'. I hear you guys, if my boat cost that much to insure I would be selling mine as well. There comes a point where it just isn't worth nor can I justify that much for something I don't use that much.

Re: How much for insurance??
 

I may have to consider a 5 month layup to make it affordable.....WTF this is FLORIDA...No layups here

Re: How much for insurance??
 

no word from Bob L yet ? i just bought mine as you know and my original quote was thru Marcal which isnt doing any right now ended up in the low 3's

Re: How much for insurance??
 

Should hear something Wed. Im reggreting the phone call and the WIFE. Then the hassel of the sale!!!!!!

Re: How much for insurance??
 

I paid 6k$ this year no lay up

Max

Re: How much for insurance??
 

4300 6 month lay up.....

Re: How much for insurance??
 

hey sean what do you have again...size power etc...

Re: How much for insurance??
 

I've got my 2004 36 with merc 575 insured through axis through Bob L @ worldwide 5,300 with 5 month lay up 20 years exp/no claims they are even insuring my Nor-tech 4300 cat with big power...In my oponion ,he's the most logical choice. Bernie good luck with the new 30

Re: How much for insurance??
 

30 w/ 500's.....

Re: How much for insurance??
 

Well, I cant get a call back from Bob at WW. I guess after I told him Seasafe quoted 6k I was no longer a MARK. Were all nothing but boat horz to these people makin them ritcher quicker. So I guess it goes up for sale this weekend...Im not payin nor do I have 6k for insurance..I guess this is gonna be a rich mans sport for sure now..I always thought with a little preserverence I could make this happen even on a blue collar salary. They proved me wrong.

Re: How much for insurance??
 

Heyyyyy Jimmy...good to hear from ya. Thanks alot. Speed dont give up on Bob he's slammed. I woulda went thru Sy at Total Dollar but like i said early MArcal isnt writing anymore