Those of you arranging insurance for races, poker runs, etc. please be aware of a recent insurance scam. Double check everything, so that you don't end up in this situation..............

http://www.freep.com/apps/pbcs.dll/a...WS05/602220319

did ya happen to notice who the attorney for the cruise line is?

Not saying a word

Are you sure Arvis doesn't have anything to do with it?

Looks like Michael Allweiss has returned...Well, whatever happens, you should all take notice and learn:

1. Have a qualified and trusted attorney/ risk consultant review your insurance coverage, especially if written with non-admitted excess Company & involves the Marine Industry...

2. You all know that high performance policies have limitations and special conditions. Make sure the designated driver clause is understood, along with the territorial limitation.
Nighttime exclusions, etc.

3. Poker Runs: Well, all the policies have extreme limitations, and none provide for participant legal liability....Big Problem for the occupants & or Owners...Be Careful....Better not be a race event, as coverage will not apply...on either end...

If any questions need to be answered, as respects to Marine Risks, you can always call me...although, I limit my writings to Race Teams & Race Events...Water only in the US Canada, & Puerto Rico...

Hawk Race Consultants, Ltd. Rick Felsen 516-466-9760

Question for Hawk,
If a Poker Run awards a "prize" or "trophy" to the "fastest boat to checkpoint whatever", does the poker run then become a "race"? Is the insurance null and void at this point?
Thanks, just curious.