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-   -   The B.S. Thread (https://www.offshoreonly.com/forums/topps/153269-b-s-thread.html)

BoatBIATCH 09-22-2008 01:13 PM


Originally Posted by jeff1000man (Post 2693552)
Just fire up that chopper and accidentaly let loose one of those rockets. Call it a loose wire or something.

My homeowners is paid up.

can't you just say sewage hit all the walls in your house, won't they call it ruined and give you enough to just about rebuild your whole house.... at least a good remodel???

jeff1000man 09-22-2008 01:47 PM


Originally Posted by BoatBIATCH (Post 2693573)
hey when I bought my house I had a water leak from the roof, I replaced the roof and fixed the leak but as a result of the leak the header on the garage door is sagging, and the wall to the side of the garage door is rotted/rotting, if I make a claim will homeowners ins cover that?

you fixed the leak, but you never fixed the damage FROM the leak, so your wood and wall rotted. That stuff doesn't just dry up and go away. You should have made a claim for it back then. Answer. Probably not, unless you have an HO- B policy which covers lack of maintenance. Pretty rare policy, but some of them are still out there.

jeff1000man 09-22-2008 01:48 PM


Originally Posted by BoatBIATCH (Post 2693575)
can't you just say sewage hit all the walls in your house, won't they call it ruined and give you enough to just about rebuild your whole house.... at least a good remodel???

Apparently you didn't read the post where I said that the mortgage company decided to not pay the premium so I don't have coverage for that.

I am fighting that battle right now.

On Time 09-22-2008 02:09 PM

contractor just said the walls, ceilings and carpet come out of 5 rooms

BoatBIATCH 09-22-2008 04:04 PM


Originally Posted by jeff1000man (Post 2693624)
you fixed the leak, but you never fixed the damage FROM the leak, so your wood and wall rotted. That stuff doesn't just dry up and go away. You should have made a claim for it back then. Answer. Probably not, unless you have an HO- B policy which covers lack of maintenance. Pretty rare policy, but some of them are still out there.

wall was rotted and roof leaked in garage prior to purchasing, new roof was included in purchase, but wall was left, header has started to sag, and studs in wall are no longer solid

jeff1000man 09-22-2008 04:22 PM


Originally Posted by Beak42 (Post 2693652)
contractor just said the walls, ceilings and carpet come out of 5 rooms

Is he handling your pack out and storage? If you want to make up your deductible on them, Build an invoice that charges by the hour to clean all of your junk and per box to pack it all up and store it for the time that he is working and do it yourself. Have Joew sell you some boxes. Put the stuff at your boat storage and charge them the rack rate for the building.

It will be thousands of dollars when you are done adding ti all up

You probably all ready knew that trick though.

jeff1000man 09-22-2008 04:24 PM


Originally Posted by BoatBIATCH (Post 2693751)
wall was rotted and roof leaked in garage prior to purchasing, new roof was included in purchase, but wall was left, header has started to sag, and studs in wall are no longer solid

Only covered in HO- B policy.

It might be covered under your current policy if you still had the leak, but the evedence that it was a leak was hidden from you until recently when you accidentally ran across it.

Not likely though.

tomtbone1993 09-22-2008 10:07 PM

best buy muther fu(kers....[YOUTUBE]http://www.youtube.com/watch?v=HvKp9XxoEsQ[/YOUTUBE]

jeff1000man 09-22-2008 10:36 PM


Originally Posted by tomtbone1993 (Post 2694163)

Nice right by Drama.

Did you guys notice how Lefty ran around to the other side of the bar when the chit started going down and how Colter ran FROM the other side of the bar.

Trojan-man 09-22-2008 11:19 PM

3 Attachment(s)

Originally Posted by wstultz (Post 2693454)
Chad!!!


:worthless_without_p

here is the cary


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