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-   -   The B.S. Thread (https://www.offshoreonly.com/forums/topps/153269-b-s-thread.html)

jeff1000man 06-30-2009 08:02 AM


Originally Posted by Trojan-man (Post 2899722)
one of the quotes he gave me was very comprehensive...no layup period, you can use state to state, inland lakes or saltwater....thats probably the one I will go with

What about the supercharger and the speed? I can get the Magnum covered for $600 a year for a 50 K policy with 0 restrictions through boat US, State Farm, Allstate, Progressive, etc. You name it, they will all take them. When I put the supercharger on it, There were NO carriers that would take it except Elton Porter and they wanted $3200 a year. That is when I met Stacy and she found me a Loyds company that would take it for around $1800.

That is why I keep asking about what you are getting quoted. If you don't tell them you have the blower, you will have the same problem that you had with the Villain. You will also get denied if you lie about the top speed. It amazes me that you are telling them you are having a 550+- HP engine and their speed calculators are letting you into their underwriting requirements.

Let me know what you find though.

And that is not what comprehensive means. Comprehensive means perils covered for. Locations and lay up terms are restirctions. That means you would have a limited amount usage restirctions. While we are on the subject, you ahould ask about your PIP, Spills, Hospitalization limits also and make sure they are all competitive. All those things calculate into the "quality" of the policy.

You can get a great rate quote from a POS company that wouldn't pay you no matter what you agreed to during the origination process, so you need to check their rating also.

:bigbird:

wstultz 06-30-2009 10:31 AM

Who needs insurance anyways? Nothing bad ever happens to our rides.:lolhit:

Trojan-man 06-30-2009 11:25 AM


Originally Posted by jeff1000man (Post 2899873)
What about the supercharger and the speed? I can get the Magnum covered for $600 a year for a 50 K policy with 0 restrictions through boat US, State Farm, Allstate, Progressive, etc. You name it, they will all take them. When I put the supercharger on it, There were NO carriers that would take it except Elton Porter and they wanted $3200 a year. That is when I met Stacy and she found me a Loyds company that would take it for around $1800.

That is why I keep asking about what you are getting quoted. If you don't tell them you have the blower, you will have the same problem that you had with the Villain. You will also get denied if you lie about the top speed. It amazes me that you are telling them you are having a 550+- HP engine and their speed calculators are letting you into their underwriting requirements.

Let me know what you find though.

And that is not what comprehensive means. Comprehensive means perils covered for. Locations and lay up terms are restirctions. That means you would have a limited amount usage restirctions. While we are on the subject, you ahould ask about your PIP, Spills, Hospitalization limits also and make sure they are all competitive. All those things calculate into the "quality" of the policy.

You can get a great rate quote from a POS company that wouldn't pay you no matter what you agreed to during the origination process, so you need to check their rating also.

:bigbird:


thank you for insurance 101 mush mouth, I will let them know. I thought I told david I had a supercharger. And I told him around 500 hp. I guessed a top speed of 75. I will send him an email

Trojan-man 06-30-2009 11:27 AM

I don't really understand why a blower would jump up rates that much, horsepower is horsepower, its not like adding a blower turns it into a cat :lolhit:

Rcolter 06-30-2009 11:51 AM

So you going to make the poker run Chad? What about you Mushy? Magnum gonna be finished?

Trojan-man 06-30-2009 12:00 PM


Originally Posted by Rcolter (Post 2900136)
So you going to make the poker run Chad? What about you Mushy? Magnum gonna be finished?

Im shooting for it....its gonna be close. Does anyone have a Mirage 3 blade 25 or 26 pitch I can borrow to try out?

joew. 06-30-2009 12:59 PM

Unless you have something better to do "like take one for the team for boat insurance" come by my place on Saturday. I am not sure if Lefty's deal is in the mix for me this year.

Rcolter 06-30-2009 01:35 PM


Originally Posted by Trojan-man (Post 2900146)
Im shooting for it....its gonna be close. Does anyone have a Mirage 3 blade 25 or 26 pitch I can borrow to try out?

I'm sure Gregory Performance might have some thing. Not sure what Tim has. Call him

Rcolter 06-30-2009 01:37 PM

Don't think that you could go wrong here!

http://www.offshoreonly.com/forums/s...-lh-300-a.html

wstultz 06-30-2009 02:24 PM

I think Brian may have had some four blades. Don't know if he got rid of them or not.


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