I'm looking to replace the rub rail on my '97 29 Outlaw. I'm trying to choose between a Rigid Rub Rail with the Stainless Steel Insert (that I currently have) or go with the Rigid Vinyl that Accepts the Flexible Chrome Insert.

Has anyone chosen the Rigid Vinyl Rub Rail that Accepts the Flexible Chrome Insert? If so, how durable? What are your thoughts?

Is it better to stick with the original true stainless insert?