So what insurance company do we avoid?

Avoid progressive...

Ha they spend sooo much on advertising.Why pay claims when they can sucker in new customers when existing ones cancel?

Maybe you should call up Flow directly and tell her what a "bundle" of fun you are having with your claim. Like the good hands of Allstate that strangle every penny out of you if you get into accident. Sorry couldn't help myself. I hope they cover your claim

I could tell the worst Progressive horror story but it would be too long. I should have called the police and an attorney because what they did to me was outright fraud and I had them busted red handed. But I wanted to go boating....

I'm going with a log or floating telephone pole??I have a used one if interested good luck!:faint2:

Here is the story, we were out, in 2'-3' waves out in front of St. Joseph, MI and bang, I thought I blew a gearset on my port drive. Shut it down and trimmed up to take a peek at the prop and also to spin it around to see if it was upper or lower related... to my dismay... I only saw my stbd drive assy... it took approx. 3 second for the "oh $hit" feeling to hit me then I grabbed my dive mask along with a dock line and jumped in the water... luckily, the drive was still hanging there by the tiebar and it sheared the u-joint assembly off at the yoke where it enters the drive so it was still planted into the coupler and I wasn't taking on water. I tied up the drive and began limping back to the boat launch. I looked behind the boat after I got out of the water and sure enough, about 50 yrds behind me I could see something bobbing... SOB... So, called the insurance company, filed my claim, 1.5 months later, get the denial letter after their surveyor went out and said a bunch of BS about a u-joint failure...

That sucks. Sorry to hear about that luck with progressive. Hope you can get them to cover it.

Is there signs of an impact on the drive?

Yeah, there is a slight indentation that is about 1.5" tall on the leading edge just above the bullet.