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Boat insurance....

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Old 04-17-2006, 07:59 AM
  #11
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Default Re: Boat insurance....

Quote:
Originally Posted by Magic Medicine
Maybe its the Florida thing, but I pay way less with better coverage on a 28 ft V with 500 hp and I am 28 years old.

It is without a doubt, a FLORIDA Thing! We have the highest boat, (homeowners too! ) insurance rates in the country!!
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Old 04-17-2006, 08:11 AM
  #12
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Default Re: Boat insurance....

Quote:
Originally Posted by Shorgasm
Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?
Does that include use in the entire US and the Bahamas for the entire year? Gotta compare apples to apples.
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Old 04-17-2006, 09:47 AM
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Default Re: Boat insurance....

Good question right there.....I'm a inland lake river kinda guy.The salt annoys the crap outta me.I do wanna make a Bahama run this year though..45 miles and a small group of cruisers should prove ok.
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Old 04-17-2006, 10:02 AM
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Default Re: Boat insurance....

I was paying $400 a year for my 1996 26' Scarab w/ a 502 in it.

Your getting raped.

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Old 04-17-2006, 08:49 PM
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Default Re: Boat insurance....

Got my renewal today. $694. 1994 29 scarab twins. 32000 agreed value 5000 on the trailer , 500,000 liability . Maine to Hatteras coastal waters. 12-1 to 4-1 lay-up. Didn't think that was bad , no change from last year even with a 8000 claim they paid.
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Old 04-17-2006, 09:39 PM
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Default Re: Boat insurance....

You guys are forgetting something..all these "better quotes" are NOT in Florida..That's kinda my issue here
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Old 04-17-2006, 11:46 PM
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Default Re: Boat insurance....

When I recieved my quote she asked where the boat would be used primarily. I believe you can get a quote from her even if you are in Florida. Just call around.
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