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Boat Insurance??? Need some direction....

Old 07-04-2006, 08:01 AM
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Default Re: Boat Insurance??? Need some direction....

Originally Posted by TeamPSI
Hello guys... I tried Worldwide Ins. and the cost is around 6K to 8K per year to insure the boat. That is for a 100K policy....

I just don't get it... I know that not a lot of 30 year old's are running around with a 47 foot Fountain... but come on, 8K per year????!!!!!????

I don't mind spending $500 a weekend on gas during the season... but $700 per month on boat insurance is getting a little crazy. I'm sure that a lot of you guys have the same problem.

I guess that I am just tired of paying all the BS fees that come with living in Florida. Taxes are 18K / year on my house and another 6K/year to insure it (flood ins.).... the list goes on.

So what are the alternate solutions????? Boat insurance is manditory in Florida, right??? or is it???... your thoughts?

....frustrated in Tampa....

Q

Sorry for your frustrations. I can relate, I remember trying to find insurance myself, what a pain in the azz. Boat Insurance is NOT mandatory in FL, though I would not be without it. The only requirments might be if you keep it at a marina or if you have a loan on the boat, the lender will require it - but not the state. I'm with Worldwide, and you've already tried them, so I can't give you any help there. Good luck.
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Old 07-04-2006, 09:19 AM
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Default Re: Boat Insurance??? Need some direction....

Who Is This New Mysterious Affordable Insurance Company Or Agency ?
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Old 07-04-2006, 01:31 PM
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Default Re: Boat Insurance??? Need some direction....

I agree with BMANAFORT. You may be able to eat the cost of the boat, but you're exposing yourself to huge liability if you injure someone. An umbrella won't cover you if the boat isn't insured.
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Old 07-04-2006, 04:33 PM
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Wink Re: Boat Insurance??? Need some direction....

Originally Posted by TeamPSI
Ah... I did not see your signature until now. That sounds great! I am building a house as we speak... When the boat is done, then I'll keep in at my house (dock behind my house) But right now it is in storage. Shoot me a PM with your phone number and I'll give you a call.

Q
http://adcache.boattraderonline.com/6/4/5/84803445.htm

looks like the boat that was on Ebay couple times in last month or 2. Would you take a 200 mph LIL Duece in trade that I got from a guy named Big Scotty last year or a ride in an Enzo for it?


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