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Boat Insurance??

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Old 02-22-2002, 12:35 PM
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Brad Perry
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Default Boat Insurance??

What the hell do you guys do for insurance? I have a little boat and most performance insurance places won't even quote it. It has a custom motor that is way beyond what came from the factory and nobody will touch it. I know I am not the only one in this bind. Some companies won't even let me see the verbage before I plop down a non-refundable payment!!! ASK ME WHO!
 
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Old 02-22-2002, 12:49 PM
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Use the search function, there have been a ton of helpful threads on this subject. Good luck!
 
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Old 02-22-2002, 12:56 PM
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I have Boat U.S. on the Baja, but I have been told it is because we have never had a claim, and we have perf boat expieriance. 1997 baja 272 50,000 agreed value. $800 a year.

1994 Sea Ray sea Raider jet boat $5,000 agreed value. $90 a year.
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Old 02-22-2002, 12:58 PM
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Brad,


I doubt anybody with blown/custom motors states it as being such. Seems kind of risky to me but there aren't many options out there. --- John
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Old 02-22-2002, 01:05 PM
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Just my 2 cents and take it as such,,, but unless you are prepared to have your ins. company wash there hands of you when it comes time to pay a claim, I would come pretty close to telling them what you have in the boat.
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Old 02-22-2002, 01:09 PM
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34 footer with twin 502's $940 a year. State Farm.
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Old 02-22-2002, 01:11 PM
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Quote:
Originally posted by obnoxus
Just my 2 cents and take it as such,,, but unless you are prepared to have your ins. company wash there hands of you when it comes time to pay a claim, I would come pretty close to telling them what you have in the boat.
I second obnoxus' statement. Also, if your boat is powered over the capacity plate numbers I don't think anyone will touch it.
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Old 02-22-2002, 03:16 PM
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So far have three quotes. $2600, $2200 and $2150. I know there are plenty of small boats with blowers out there. Not all of them lie. I agree....no sense in paying for insurance that wouldn't pay a claim anyway due to mis-information.
 
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Old 02-22-2002, 04:33 PM
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Try PMA. I don't know how small your boat is but I'm sure they will give you a quote.
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Old 02-22-2002, 05:35 PM
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32 Active THunder, 2-500hps 150k in coverage - boat, trailer, & moter

$1440per year - Allstate

I found them at a boat show.

Randy
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