GE capital was or is the main player for boat dealership floor plans. Some boat manu's will pay for the dealer monthly interest from the floor plans up to 6 months depending on orders in hope to push faster sales and recieve more boat orders thru out spring and summer months. Boat manu's really like to push hard for fall and winter new boat orders offering whatever deals, plus most of the big dealer boatshows are in Jan & Feb to get sales rolling early plus get some of those floor plans paid along with getting rid of left over stock that did not sell the year before.

90% of boat dealers that still have credit are floored planned for the their new in stock boat inventory. I use to carry new boats along with a floor plan and know the drill.