Insurance getting outta hand.
01-21-2023, 12:43 PM
#12
Registered
I'm not up on current insurance, but at first blush, it seems high, but that is one SWEET 30 year old boat, looks like new! Congratulations on such a nice survivor find!
01-21-2023, 01:25 PM
#13
VIP Member
VIP Member
Open87 - you might check with Progressive when it comes time to renew. I'm only paying $350 per year for similar coverages...
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Baja 252 Islander
Baja 252 Islander
01-21-2023, 02:57 PM
#14
I picked up a Cobalt 198 with a 350/ 2barrel duo/prop 2 years ago. Super clean to have a tag and go by myself. . Agreed hull value 10k, 3k on trailer ,1k personal ,100k /each person liability, 100k fuel/spill etc and 3k tow. Was $421 , then last year went up to $468 and just got renew and now $560. Thats almost 35% in 2 years.
I know to many on here those numbers are missing a few zero's .
I am tired of getting nailed in the azz with insurance. Between auto, home life, boat it is getting ridiculous!!!!!
Health insurance....what health insurance. What's that??? .... Sarc/
Rant of
I know to many on here those numbers are missing a few zero's .
I am tired of getting nailed in the azz with insurance. Between auto, home life, boat it is getting ridiculous!!!!!
Health insurance....what health insurance. What's that??? .... Sarc/
Rant of
not sure where 35% came in
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01-21-2023, 11:31 PM
#18
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Join Date: Jun 2004
Location: St-Hyacinthe, quebec, canada
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In 8 years my insurance doubled on the same boat and i got no claim in... 25 years! From 900 to 1800 last year for 55k coverage snd 2M liability...so doubled on a small 55k vs real value and 5 k deductible
does not make any sense to me...
does not make any sense to me...
01-22-2023, 07:32 AM
#19
Dam man . That sucks .
like my home .
its way underinsured now with average price $200 a sq ft in area today and if it burned to the ground today I’d only be able to re build half because it’s real value is no where near 200 , more like 95 and that’s what it’s insured for .
Was quoted like 8k to bring up to that 200 mark plus stupid high deductible.
Yes I am South of 1-10 ( which all insurance says high risk) but at what point do you say F it .?
Interesting times we are in .
like my home .
its way underinsured now with average price $200 a sq ft in area today and if it burned to the ground today I’d only be able to re build half because it’s real value is no where near 200 , more like 95 and that’s what it’s insured for .
Was quoted like 8k to bring up to that 200 mark plus stupid high deductible.
Yes I am South of 1-10 ( which all insurance says high risk) but at what point do you say F it .?
Interesting times we are in .
01-22-2023, 07:59 AM
#20
Gold Member
Gold Member
Everything is just ridiculous right now. I really feel for people and don't know how they are getting by.
Bought a 10-pack of female connectors for my boat speaker project. 16gauge, very small connectors at Advance yesterday - $8 Bucks!!! Stopped at chipotle last week and got a steak bowl (no chips and just a complimentary water) $17 dollars!! Put $217 in the truck yesterday and felt like I was getting away with a good deal. It's really crazy.... I'll be interested, now that you've brought it up, to see what my renewal is this year
Bought a 10-pack of female connectors for my boat speaker project. 16gauge, very small connectors at Advance yesterday - $8 Bucks!!! Stopped at chipotle last week and got a steak bowl (no chips and just a complimentary water) $17 dollars!! Put $217 in the truck yesterday and felt like I was getting away with a good deal. It's really crazy.... I'll be interested, now that you've brought it up, to see what my renewal is this year
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