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F-2 Speedy 10-03-2024 10:58 AM


Originally Posted by tommymonza (Post 4910075)
2 years now since Ian and 80% the condos on Fort Myers beach are still uninhabitable . Lot of people displaced. Not everyone resident was a seasonal visitor. Soo many of the houses haven’t been touched.

Few yrs back this monster EF-4 missed me by a 1/2 mile it was over a mile wide at the base


https://cimg2.ibsrv.net/gimg/www.off...2b8c6db873.jpg

tommymonza 10-05-2024 11:06 AM

Well once again another hurricane approaching from the west with Florida in its path , hurricane Milton by Thursday .


Craney 10-05-2024 11:21 AM

I didn’t mean to offend anyone but I just don’t understand the appeal of Florida with all hurricanes and the heat and humidity.

tommymonza 10-05-2024 11:39 AM


Originally Posted by Craney (Post 4910662)
I didn’t mean to offend anyone but I just don’t understand the appeal of Florida with all hurricanes and the heat and humidity.

It used to be nice in Naples when I moved here 40 years ago.

Summers would heat up around June but the thunderstorms would form in the east like clockwork in the afternoons and bring the temp down after an hour of deluge.

Than the hot air over the land would rise and the cool air off the Gulf would rush in and fill that void with a nice brisk sea breeze .

Than you would get a cold front that would come in mid to late September and welcome in fall temps.

Beautifully dry moderate temp weather from early October until mid May .

Than Covid hit and everyone moved to Florida and Naples. The summers have been long from early April until mid November for almost 6 years now with not real cool temperatures over the winter months

We are done with Fl but can’t think of anywhere we could affordably live as we have no city , county, or state income taxes. Our $300 thousand dollar condo is Homesteaded with the taxes being only $600 a year . Naples is Pristine and your not going to see any Shenanigans by any group because they have a police force that is Jonny on the Spot here.

We don’t have homeless and junkies begging for money as we have the police chief from Rambo who runs are town.

We were thinking of moving up to the panhandle to get closer to the rest of the United States for vehicle travel but that just got ruled out .

But I’m betting there is going to be a mass exodus of people that recently moved here after this Brutal summer and these hurricanes.

Markus 10-05-2024 11:57 AM


Originally Posted by Craney (Post 4910662)
I didn’t mean to offend anyone but I just don’t understand the appeal of Florida with all hurricanes and the heat and humidity.

Yeah. Nothing beats New Jersey.

Craney 10-05-2024 12:32 PM


Originally Posted by Markus (Post 4910665)
Yeah. Nothing beats New Jersey.

I’m not saying anything wrong with the people or state it’s just not for me,I just can’t take the hot humid weather.I can’t wait to get out of NJ couple more years and I’m out. This coming from a guy that doesn’t even live in the country.

TexomaPowerboater 10-05-2024 02:29 PM


Originally Posted by Craney (Post 4910668)
I’m not saying anything wrong with the people or state it’s just not for me,I just can’t take the hot humid weather.I can’t wait to get out of NJ couple more years and I’m out. This coming from a guy that doesn’t even live in the country.

I agree, FL is tempting to live there, but I could not run my business while trying to dodge hurricanes and just not worth putting the family at risk. I mean every Florida resident must be on pins and needs during hurricane season watching for when the next hurricane is going to form and head north. We have tornadoes and hail storms, but those can be avoided. You can buy a storm shelter for a reasonable amount of money, but they don't make hurricane shelters.

Smarty 10-05-2024 02:44 PM


Originally Posted by TexomaPowerboater (Post 4910673)
I agree, FL is tempting to live there, but I could not run my business while trying to dodge hurricanes and just not worth putting the family at risk. I mean every Florida resident must be on pins and needs during hurricane season watching for when the next hurricane is going to form and head north. We have tornadoes and hail storms, but those can be avoided. You can buy a storm shelter for a reasonable amount of money, but they don't make hurricane shelters.

I’ll put up the storm shutters and hope for the best, I’ve been here six years and that’s my strategy. When the pain gets great enough maybe I’ll make a change, until that time I will keep on enjoying Southwest Florida.

I love working for Morgan & Morgan here in FL, I don’t plan on going anywhere!

Craney 10-05-2024 02:56 PM


Originally Posted by Smarty (Post 4910674)
I’ll put up the storm shutters and hope for the best, I’ve been here six years and that’s my strategy. When the pain gets great enough maybe I’ll make a change, until that time I will keep on enjoying Southwest Florida.

I love working for Morgan & Morgan here in FL, I don’t plan on going anywhere!

so your saying you don’t miss Pitman and the NJ taxes 😀

tommymonza 10-05-2024 03:14 PM


Originally Posted by Craney (Post 4910668)
I’m not saying anything wrong with the people or state it’s just not for me,I just can’t take the hot humid weather.I can’t wait to get out of NJ couple more years and I’m out. This coming from a guy that doesn’t even live in the country.

Were you heading after Jersey ? I wanted to move to Hood River Oregon from Sw Florida 25 years ago but most of that area has turned into a Liberal ran schithole

We have an interest in a home 60 miles south of Traverse city that my mother in law lives in but I can’t do an hour to get to civilization and I hate dreary winters .

Also that Witch Gretchen Witless triggers my PTSD when she appears on the TV screen

Hoodoo 2.0 10-05-2024 03:17 PM

FL is high& dry 20 miles inland, pretty much storm proof with a generator but still close enough to haul a boat to the coast.

tommymonza 10-05-2024 03:22 PM


Originally Posted by TexomaPowerboater (Post 4910673)
I agree, FL is tempting to live there, but I could not run my business while trying to dodge hurricanes and just not worth putting the family at risk. I mean every Florida resident must be on pins and needs during hurricane season watching for when the next hurricane is going to form and head north. We have tornadoes and hail storms, but those can be avoided. You can buy a storm shelter for a reasonable amount of money, but they don't make hurricane shelters.

If you live inland and not near any of the bays or rivers you’re fine if your house is of newer built codes. We used to own a house a 1/2 mile from the beach when we first moved to Naples. I was in Heaven moving from Michigan. I kept my catamaran sailboat on the beach and took my bicycle too watch sunset almost every night.

Now I couldn’t afford the flood insurance and wouldn’t want to deal with the hassle of flooding .
I can say I hate owning a large boat to worry about down here and even though it’s 35 miles inland on dryland a lot of boats blew over in the yard and totaled.

What’s your business? Naples is dying for any qualified respectable busines

Craney 10-05-2024 03:31 PM


Originally Posted by tommymonza (Post 4910680)
Were you heading after Jersey ? I wanted to move to Hood River Oregon from Sw Florida 25 years ago but most of that area has turned into a Liberal ran schithole

We have an interest in a home 60 miles south of Traverse city that my mother in law lives in but I can’t do an hour to get to civilization and I hate dreary winters .

Also that Witch Gretchen Witless triggers my PTSD when she appears on the TV screen

I’ve been thinking maybe Virginia near Smith Mountain Lake or Maryland on the Chesapeake.

tommymonza 10-05-2024 03:48 PM


Originally Posted by Craney (Post 4910683)
I’ve been thinking maybe Virginia near Smith Mountain Lake or Maryland on the Chesapeake.

Taxes taxes taxes Can’t take the personal property taxes you have to pay in Virginia .

I don’t know enough about Maryland to Talk Chit about it yet lol

Smarty 10-05-2024 04:21 PM


Originally Posted by Craney (Post 4910677)
so your saying you don’t miss Pitman and the NJ taxes 😀

I love Jersey and Pitman was great but I am officially a Floridian!

Go Phils!


tommymonza 10-05-2024 04:42 PM


Originally Posted by Smarty (Post 4910688)
I love Jersey and Pitman was great but I am officially a Floridian!

Go Phils!

Jayboat is slowly making me retarded from his memes in the political thread , do you think I have a case 😆

Smarty 10-05-2024 04:46 PM


Originally Posted by tommymonza (Post 4910690)
Jayboat is slowly making me retarded from his memes in the political thread , do you think I have a case 😆

:rolleyes:

Jupiter Sunsation 10-05-2024 05:10 PM


Originally Posted by TexomaPowerboater (Post 4910673)
I agree, FL is tempting to live there, but I could not run my business while trying to dodge hurricanes and just not worth putting the family at risk. I mean every Florida resident must be on pins and needs during hurricane season watching for when the next hurricane is going to form and head north. We have tornadoes and hail storms, but those can be avoided. You can buy a storm shelter for a reasonable amount of money, but they don't make hurricane shelters.


Pins and needles..........no
I just moved out of a house I owned for 22 years, I put the shutters up 6X in 22 years which means it was going to be a close call. Now when I say "I" that means I got day labor to install the shutters for $100 each guy.
That house was about 4 miles from the coast and concrete from the ground to the 2nd floor (no wood walls).. I never evacuated and have never had so much as a missing roof tile. We lost power for a couple of days, until 2004 when I installed a whole house generator and since we had natural gas it never ran out then we never lost power again. I gave 3 cords to 3 neighbors and my generator gave them enough to power a fridge, fan, light whatever. Hurricanes usually bring out the best in people.

If you trim your trees, do a little prep work, park your cars in the garage then your "damage" is usually pretty minor. That being said, if you live in a low area flooding can be devastating



The storms are pretty well predicted, new house is 2023 built, all impact glass so I won't need to install shutters.

Someone I know looked at this house recently, its a beautiful build BUT its on a barrier island, the front elevation is literally 3 ft higher than the intracoastal and the width of the barrier island there probably isn't 500 feet. This is a stunning home but no way would I buy it, that's going to be wet in any sizable storm! The person looking at it was stunned by the low price, if it was an hour south in Palm Beach the house would be 5X the price.
7916 S Ocean Dr, Jensen Beach, FL 34957: $7,489,000 | realtor.com®


Florida is fine, just think ahead before you buy anything.


Jupiter Sunsation 10-05-2024 05:14 PM


Originally Posted by Rookie (Post 4910061)
I have 2 friends that lost everything from the hurricane. 1 in South Pasadena and the other in Treasure Island. Water was up 6-8' on the walls.


A neighbor told me her sister is missing in NC. Her nephew went to check on his parents and the house is gone, nothing there but a slab. No cars, no mailboxes, no sheds, no houses on the whole block. 5 year old house so it should have been in good shape.

Jupiter Sunsation 10-05-2024 05:20 PM


Originally Posted by hogie roll (Post 4910058)
Parents got 3’ in the house, st Pete beach. Weren’t allowed to go out there until Saturday late afternoon. Flooding was Thursday night. Kind of a late start to get the house cleaned out and dried out.

Contents uninsured to manage premium and our experience with a total loss on a house in a tornado was that insurance barely pays on contents anyways.


My buddy is my insurance guy. My old policy covered like 300K in contents, so Greg says: Would you take 75K for everything in your house right now? Keeping in mind the exclusions: art, jewelry, electronics (over $2000), guns, tools, etc. NONE of that stuff would be insured anyway. He said if you have average furniture the insurance company will want to pay you garage sale prices for 5-10 yr old couches, bedroom sets whatever. He said keep contents to a minimum, they don't pay anyway in the event of a claim.

My sister in law used to live in Snell Isle over by the Vinoy golf course. High tide/ heavy rain she would have a flooded street and if a car blew down the street the "wake" would crash at her front door. I can't imagine a 3 foot flood

hogie roll 10-05-2024 05:28 PM


Originally Posted by Jupiter Sunsation (Post 4910694)
My buddy is my insurance guy. My old policy covered like 300K in contents, so Greg says: Would you take 75K for everything in your house right now? Keeping in mind the exclusions: art, jewelry, electronics (over $2000), guns, tools, etc. NONE of that stuff would be insured anyway. He said if you have average furniture the insurance company will want to pay you garage sale prices for 5-10 yr old couches, bedroom sets whatever. He said keep contents to a minimum, they don't pay anyway in the event of a claim.

My sister in law used to live in Snell Isle over by the Vinoy golf course. High tide/ heavy rain she would have a flooded street and if a car blew down the street the "wake" would crash at her front door. I can't imagine a 3 foot flood

My parents had a total loss on a Kentucky lake house and getting paid on contents was a nightmare.

They don’t have it on the current policy to manage the insurance premium.

Hoodoo 2.0 10-05-2024 10:05 PM


Originally Posted by hogie roll (Post 4910696)
My parents had a total loss on a Kentucky lake house and getting paid on contents was a nightmare.

They don’t have it on the current policy to manage the insurance premium.


Not looking good for us if the current path holds.
Last time a storm hit FL from the bay of Campeche was 1867.

TexomaPowerboater 10-06-2024 04:22 PM


Originally Posted by tommymonza (Post 4910682)

What’s your business? Naples is dying for any qualified respectable busines

I own a tax firm, primarily income taxation. Can go just about anywhere and find more work than I can shake a stick at. Finding people to do the work well is another story. If that wasn't an issue I could build a $5-10M company every 5 years.

Thank you to the FL guy's for enlightening me. Good to know it's not so bad if you just stay inland a few miles on higher ground. Keep the dream alive.

Wildman_grafix 10-06-2024 05:28 PM

Like others I have the min on contents that they allow with my insurance.

When I bought this one of the big things was elevation, you can wind proof just about any of these old block homes but nothing you can do for flood other than elevate.

Always preferred the gulf coast but man they flood all the time.

tommymonza 10-06-2024 07:27 PM

We are going to get Creamed, all that warm water out in the Gulf and this thing moving so slow will allow it to build to a monster.

sutphen 30 10-06-2024 07:39 PM


Originally Posted by tommymonza (Post 4910763)
We are going to get Creamed, all that warm water out in the Gulf and this thing moving so slow will allow it to build to a monster.

I feel for you guys,,hoping for the best and please stay safe.

Hoodoo 2.0 10-06-2024 07:42 PM

Was talking to a friend who rode out Ian in his house on whiskey creek ft Myers,
He said “welcome to the south side”.
I’m thinking all the way back to Charlie and before and Sarasota has been on the offshore side of everything.

My flood certificate says 11.3’ but we were within 4’ of having water in the house from Helena.
If this one holds together and hits Tampa Bay it’s going to be Biblical.

tommymonza 10-06-2024 08:43 PM

I’m not worried about the condo. We’re 2 miles in on the second floor of a 3 story concrete condo.


I’m worried about my boat. It’s 50 thousand pounds all down below but it has a lot of windage up in the yard 35 miles inland from Fort Myers. Also the big Old cruiser next to me is as tall and higher on the stands.

If I wasn’t under insured I wouldn’t care but I was just happy to be able to obtain any insurance after Ian.

tommymonza 10-06-2024 09:08 PM


Originally Posted by TexomaPowerboater (Post 4910748)
I own a tax firm, primarily income taxation. Can go just about anywhere and find more work than I can shake a stick at. Finding people to do the work well is another story. If that wasn't an issue I could build a $5-10M company every 5 years.

Thank you to the FL guy's for enlightening me. Good to know it's not so bad if you just stay inland a few miles on higher ground. Keep the dream alive.

My younger sister owns an accounting firm out of DFW. She had one in Sw Florida and another in Michigan she sold a while back. She mostly Specializes in Roofing companies and farms her work basic accounting out to India these days .

She pretty much works remote these days from wherever she is these days.

Jupiter Sunsation 10-07-2024 02:29 PM


Originally Posted by tommymonza (Post 4910780)
I’m not worried about the condo. We’re 2 miles in on the second floor of a 3 story concrete condo.


I’m worried about my boat. It’s 50 thousand pounds all down below but it has a lot of windage up in the yard 35 miles inland from Fort Myers. Also the big Old cruiser next to me is as tall and higher on the stands.

If I wasn’t under insured I wouldn’t care but I was just happy to be able to obtain any insurance after Ian.


175 MPH now and they are saying you need to evacuate even if you are 10 miles from the coast.

I've never evacuated but 175 MPH would probably send me packing.

Jupiter Sunsation 10-07-2024 02:34 PM

I'll likely get 40-50 mph winds and a few inches of rain and its still stressful knowing its only a click or two south on that forecast and suddenly Milton is coming for dinner!

Wildman_grafix 10-07-2024 03:07 PM

Hell I am on the other side, that big of a CAT 5 is no joke even after it goes across the state, not like its THAT much land.

zz28zz 10-07-2024 04:57 PM

Currently, most of the models show storm decreasing in intensity just before landfall but 5 of the 21 models show it remaining a cat 5 for the next 100+ hrs.

Got a BIL in Tampa who's been out there for many years but never took a direct hit. He's 10+ miles inland and on high ground. Says he's going to ride it out. They have an adult daughter in St Pete. She's going to her dad's house. We do St Pete every spring break. Hate to see it get torn-up.


https://cimg4.ibsrv.net/gimg/www.off...830089a87f.jpg

Hoodoo 2.0 10-07-2024 05:29 PM

I’m at that black scratch mark just above the hospital.😳
Main floor is up 11’ and have upstairs, was going to stay but not if it comes in this hot. We got 6’ of water from Helene but I think anything over 10 would put water in the house.


https://cimg5.ibsrv.net/gimg/www.off...cdc3ea4bc.jpeg

Hoodoo 2.0 10-07-2024 05:33 PM


Originally Posted by zz28zz (Post 4910844)
Currently, most of the models show storm decreasing in intensity just before landfall but 5 of the 21 models show it remaining a cat 5 for the next 100+ hrs.

Got a BIL in Tampa who's been out there for many years but never took a direct hit. He's 10+ miles inland and on high ground. Says he's going to ride it out. They have an adult daughter in St Pete. She's going to her dad's house. We do St Pete every spring break. Hate to see it get torn-up.


https://cimg4.ibsrv.net/gimg/www.off...830089a87f.jpg

10 miles inland is plenty.
I have a place in southeast Hillsbough co that’s high and dry but I normally stay put.

36Tango 10-07-2024 06:31 PM

It was high and dry in many parts of South Carolina..........,until it wasn't! Be careful down there!

jayboat 10-07-2024 07:59 PM

180mph sustained, gusts over 200
Geez.
https://cimg5.ibsrv.net/gimg/www.off...89a000dd89.jpg

tommymonza 10-07-2024 10:26 PM

Went out and checked on my boat 35 miles inland up the Caloosahatchee in Morehaven where it’s on the hard . Only problem I have is they put some old pos Hatteras to the west of me full of junk and with all his canvas up on his flybridge. Very concerned if wind comes from the west he will tip over into my boat 8 feet away. I was able to beg the yard into putting a couple more jackstands under him. Would Suck as he is on my undamaged side and if he tipped into me my boat would be a total mess. Their showing it will be blowing from the South so we will all be stern to it so considerably less windage.

Sick of Florida Sick of these hurricanes and Sick of owning a big boat.

tommymonza 10-07-2024 10:47 PM


Originally Posted by Wildman_grafix (Post 4910837)
Hell I am on the other side, that big of a CAT 5 is no joke even after it goes across the state, not like its THAT much land.


Yea if this hits as a cat 5 it will most likely rip across Florida and tear up the other coast.

Andrew came out thru Everglades city and Marco so limited devastation on our side after it devastated Homestead. I went out there 2 days after and the evidence of tornadoes rolling through out by Everglades city was the asphalt scars.

As intense as this one is already we may see winds that have never been recorded from a hurricane before.

tommymonza 10-07-2024 10:59 PM

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