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Does anybody have experience with Key Bank?

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Old 06-09-2003, 04:40 PM
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Default Does anybody have experience with Key Bank?

I currently have my boat loan with Bank of America and am in the process of refinancing it. I am working with Essex credit and it looks like I can re-fi with Key Bank at a good rate, but before I complete the paperwork I wanted to see if anybody has any experience with them, good or bad.

Any comments? Thanks
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Old 06-09-2003, 04:47 PM
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I think Essex credit sells off to Key bank also they have several different payment plans including a once a year payment.
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Old 06-09-2003, 04:48 PM
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Yup, they'll cash your checks.
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Old 06-09-2003, 05:02 PM
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Keybank's okay, I got a descent rate through them, getting the loan was a breeze and so far so good, but the only warning I have is that their customer service is terrible after they have your business...
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Old 06-09-2003, 05:05 PM
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Pretty good lender... Go direct to them.

www.reindlpowerboats.com
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Old 06-09-2003, 05:11 PM
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I have my boat with them and have nothing but good to say about them. I just did a refi on it at what I think is a great rate.
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Old 06-09-2003, 05:18 PM
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Treated me right but then sold my loan to Bank One.
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Old 06-09-2003, 05:21 PM
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I got my money from Key, through Essex.
I tried to deal direct with Key, but they wouldn't call me back!
The people at Essex were great.... but I paid about $600 in "closing " costs. Ask 'em about the fees.

Payment book is paper. You mail the check with a coupon, or you can have auto deduct from your bank acct.
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Old 06-09-2003, 05:38 PM
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I though it sounded familiar...http://www.offshoreonly.com/forums/s...light=KEY+BANK

http://www.offshoreonly.com/forums/s...light=KEY+BANK
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Old 06-09-2003, 06:13 PM
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I went with Keybank, but the IR was high. Still is in my eyes, 8.9 on a 1999 boat. What did you refi at? When I talked to them a bout 8 weeks ago about refi & cheaper payments, they said they had nothing to offer me.
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