Like Tree0Likes

Patience Running Thin

Reply
Old 05-04-2004, 06:30 PM
  #1
ccscarab
Guest
 
Posts: n/a
Default Patience Running Thin

Back in february my boat was stolen out of winter storage. We made police reports insurance interviews and so on. About 7 weeks after we had made the final recorded statement they released the repair shop. They had to send it in for some glass repair b/c the jacka$$es that stole the motor droped it and cracked the fiberglass. Approx 3 1/2 weeks into the repairs my ins. company stoped repairs and told me they needed to do more investigating because they felt they were being overcharged. 2 weeks after i was told this i found out the adjuster didnt consider depriciation and agreed to the entire repair bill. I was also told that my checks were being overnighted and repair were to continue as planned. Then my adjuster went on vacation for 2 weeks and nothing hapened on the claim. Now they want credit card recipts for all items i added before theft occured, and they are passing the claim to some special claims dept. in ohio. I feel like they are trying to find a reason to cut the cost now that they are liable for the full amount.

I dont know what to do at this point, I have an atourney on retainer for my business but dont want that headache yet. Any suggestions would be greeeeaaaatly appreciated.
 
Reply With Quote
Old 05-04-2004, 06:43 PM
  #2
Registered
 
Ironmanwb's Avatar
 
Join Date: Jun 2003
Location: Somewhere other than Here
My Boats: 1972 36 Cigarette
Posts: 1,155
Default

Just stay on them and keep insisting on them fixing right. Make sure you call them at least a couple times a week and let them know that you paid you insurance and you want your damn boat fixed. If you let them investigate,and then investigate again and again they will find some stupid jacka$$ reason to not pony up and pay for it. Let them know you mean business but be cordial about it, yelling and threating with attorneys will get you no where.

Good Luck.
Ironmanwb is offline  
Reply With Quote
Old 05-04-2004, 06:47 PM
  #3
ccscarab
Guest
 
Posts: n/a
Default

I have not mention anything to them about an attourney. I have however, been sending all information to my attourney on a weekly basis or as it happens for review. I call my adjuster every other day to be sure my file stays as close to the top as possible.
 
Reply With Quote
Old 05-04-2004, 06:54 PM
  #4
Rob
VIP Member
Trade Score: (6)
 
Strip Poker 388's Avatar
 
Join Date: Aug 2001
Location: Madison,Mississippi
My Boats: Hustler 388
Posts: 21,567
Default

File a report with your states Insurance commission office.

It works when you got to trial .They perk up if they think they will loose there license for that state.


It worked for me . but took 6 months . I will not play around waiting and them putting me off anymore . It doesn't pay to be nice to them they will walk allover ya .


A adjuster's job it to save the insurance co money by denning claims and cutting them back . They even get bonuses for it.
__________________
.

The Only Time You Have To Much Ammo Is When Your Swimming Or On Fire.
Strip Poker 388 is offline  
Reply With Quote
Old 05-04-2004, 06:56 PM
  #5
Rob
VIP Member
Trade Score: (6)
 
Strip Poker 388's Avatar
 
Join Date: Aug 2001
Location: Madison,Mississippi
My Boats: Hustler 388
Posts: 21,567
Default

State farm got suied a few year back . It was called bad faith suit . It was millions
__________________
.

The Only Time You Have To Much Ammo Is When Your Swimming Or On Fire.
Strip Poker 388 is offline  
Reply With Quote
Old 05-04-2004, 06:59 PM
  #6
Platinum Member
Platinum Member
 
BigSilverCat's Avatar
 
Join Date: Jan 2003
Location: Joplin, Mo
My Boats: 2016 50' Skater Catamaran , 2003 41' Apache Cat, 2003 36' Cigarette Gladiator
Posts: 2,467
Default

what ever you do be sure to read the back of any check you sign to deposite from the ins. company . they will screw you by putting that if you sign the check it is full payment and then when you try to get the rest of your money they will say you signed off on full payment.

they did this to me on a car, and my lawyer got them to still have to pay because I did not sign it with my legal name, I signed it with the name i go by.
BigSilverCat is offline  
Reply With Quote
Old 05-04-2004, 07:02 PM
  #7
jtmiller02
Guest
 
Posts: n/a
Default

use the word lawyer and lawsuit a lot, they seem to pay attetion to those along with the F bomb when i yell at them
 
Reply With Quote
Old 05-04-2004, 07:39 PM
  #8
Banned
 
cuda's Avatar
 
Join Date: Sep 2001
Location: Deland, Florida
Posts: 25,191
Default

Get in touch with your State Insurance Commisioner. I have done so in the past with great results.
cuda is offline  
Reply With Quote
Old 05-04-2004, 07:48 PM
  #9
Steve_H
Guest
 
Posts: n/a
Default

what insurance company is dicking you around so we can all avoid using them

a friend of mine used to be an adjuster. he told me insurance companys will jump thru hoops once the State Insurance Commisioner gets involved.
in missouri , once you contact the State Insurance Commisioner a timeline starts and the insurance company has x number of days to settle the claim.

Good Luck!
 
Reply With Quote
Old 05-04-2004, 07:49 PM
  #10
ccscarab
Guest
 
Posts: n/a
Default

We have reported this to Texas Dept. Of Ins.. They say we need to have more estimates on the repairs before they can be much help, BS. The only problem with that is that the shop has allready started repairs ( per Ins. Co.) and i cant take it to another shop for price comparison. The prices are not out of reason. I did my homework on prices and quality before i chose the repair facility.

Non Current 502 MPI 8500.00
Non Current B-1 3200.00
Glass Repair 2600.00 est.
Labor 3800.00 Includes trans. assbly. rbld
Trim Cylinders 400.00
New B-1 prop 500.00
Replace Exhaust 1950.00

The labor may be a little high but in this aera this is what you shoudl expect to pay.

Input??
 
Reply With Quote
Reply

Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
master blaster
General Q & A
3
05-27-2004 03:13 PM
rv
General Boating Discussion
0
09-11-2003 12:35 PM
SinkorSwim
General Boating Discussion
6
05-29-2003 10:10 AM



Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -5. The time now is 12:16 PM.


Copyright 2011 OffShoreOnly. All rights reserved.