So I'm Thinking Of Getting A Cat Live In Miami ,fl It Would Be A 125 Mph Cat. Have 10 Years Boating Experience Have Had A Couple Of 100 Mph Vees. How Bad Do I Expect It To Be. Any Cats In Florida To Compare ?

There's a couple prices in this thread.

http://www.offshoreonly.com/forums/s...85#post1946985

From a high performance dealer in S. FL: Markel is the only company writing policies in FL right now. With no competition it seems that the prices can only go higher.

You need to buy a mobile home in the mid west, title the boat in that state and insure it there in order to get a quote for less than 20K anymore. I was looking at an F4 and insurance was quoted at 12-14K with 525's and I know that same boat insured in the midwest can be done for 10% of that quote.
Insurance is the deal breaker for me right now. I will keep my 32 and the 3K a year insurance bill.

Hey Ricky,

As an agent that writes HP Insurance, I can tell you that the one guy is right.... Markel will be your only source. Your looking at about a 4.5% rate on the hull value and that isn't including liability. HOWEVER, your biggest problem is going to be overcoming two things:

1. Markel usually only insures boats that go up to 100MPH.
2. You must have owned a CAT prior. You could own a performance VHull for the past 10 years that does 125MPH, however, that doesn't matter, you have to have prior CAT HULL ownership.


Hope this helps you out!
Stacy
Wake Zone Marine Insurance
480-357-9663