lady lake fl. my house and outbuildings took a direct hit the garage that had my daytona in it was sucked off it's slab 35'x40' then a 50' pine topped and fell on my boat the boat was new to me and was in close to the end of a total rebuild of the power and drives when i bought the boat i still had my old eliminator and my ins. rep told me as long as the boat was not completed ( eng not running ) my home owners policy covered the boat as personal property now they tell me it only covers 1100.00 on marine i can not find that anywere in my policy does anybody have any ideas 352-267-1143

Saw a thread awhile back on how there is a formal complaint you can fill out and give to some state insurance regulatory body. Apparantly the Insurance company will be assumed to of acted inappropriatly until they prove otherwise and its a big hassle for them, so they will usually not try and fight it and issue a settlement.

thanks going to check at the state and fema tent on thursday

yep, call your state insurance commisioner. that starts the clock for the insurance company to respond and try and satisfy you.

my buddies barn burnt down 2 years ago, he had a boat parked right next to it, also in the barn was my cockpit cover and a buch of other stuff anyway he had no insurance on the boat and they would only cover $1100 toward marine stuff including the boat

good luck

Damn, I hate to see that. You must live over near Lady Lake where one of my best boating buddy's dad lives. Turn at that Sunoco on Hwy 27 and something airport road. We got lucky as hell that night. I fell asleep in my chair, and it just so happens, Debbie left the TV on the news channel. I would have thought we were under mortar attack. I could hear the roaring across the river from us. Debbie's Donzi stays in the garage, but it just so happens I pulled it out to start it that day, and it was sitting out front. At one point, the weather radar showed that huge cell right on top of us. I've lived in Florida most of my life, and I had never seen, or heard anything like that. It just missed us, crossing the river just south of us.

Good luck with the insurance company. As was said, if they give you a run around, call the insurance commisioner. I've done it before.

his dad have a manatee mail box