I went through a local credit union. No money down and 100% on 8 years for an 89 sonic 31. Interest rate was 6.25 with a credit score of 741

Go thru a local C/U. you'll get a better rate and less red tape...

can't finance 100K for 7 years, no local CU will do longer terms

Essex says 30% down excellent credit and a LOW DTI ratio. On anything over 100k Lots of Cash in the bank and they will give it a try

That sucks! Mine does 15yrs on any boat or rv...

i went through essex with my last loan, no issues getting the loan, had a issue with the sales tax, but when I went to sell it they were difficult to deal with, the customer service people dont have extensions so every time you call you are talking to a different person, I must have faxed thing 3-4 times before they said they got it. Essex is owned by Bank of the West

My boats are financed with first security bank. my alli was 100% including tax and license without a dime out of my pocket. i love them. let me change my due date to where i want it.

__________________________
Watch Iron Man 2 Online Free

I had my local bank work my deal. Had to put 30% down and they would only go 10 yrs on the loan at 7%. Credit score ~788 2007 Donzi 38ZR 700's.
I know I will NEVER do another 20 yr boat loan. With my last boat I lost so much over the 4 yrs, that I could have bought a new boat. I would say don't do a 20 yr unless you plan on owning the boat forever.