Survey/Insurance?
#2
Why wouldn't you want to have one done? Actually you propably should have had it done before your purchase was finalized. It protects you as well as the ins. co. Depending on how much $insurance your looking for I doubt if any ins. wil not require one over a certain dollar ammount of their liability.
#3
Thread Starter
Registered
Joined: Sep 2006
Posts: 4,002
Likes: 3
From: Tonawanda NY
Fireboat, I simply cannot justify 400 to tell me what i know, I'd rather blow 400 in gas, there's nothing with a boat that a surveyor is gonna tell me, with the exception of a moisture meter, I have access to one too, several years back friend went to FL for a boat that surveyed 100% it was a pile including mold and things not being fastened where there sposed to be, since then I have no faith in a surveyor, and Ive met our local surveyor and he a even bigger idiot, so I'm just trying to fill my pockets instead of someone else's when there no need
#4
HP Marine Ins. Specialist
Joined: Mar 2008
Posts: 985
Likes: 0
From: Insuring any kind of boat
the need for a survey depends on your boat and the power. Some carriers do require a survey and others don't. This requirement mainly occurrs due to age of the boat.
#5
Thread Starter
Registered
Joined: Sep 2006
Posts: 4,002
Likes: 3
From: Tonawanda NY
#6
I think you may be missing the point, The insurance company wants the survey to protect them not you. (they could care less about you) That way if anything goes wrong, they can pull it up immediately to see if it was there when they insured it. (ie: get out of paying the claim)
I realize we all have to have insurance, but that does not mean we have to like it. Don't even get me started on health insurance...
I realize we all have to have insurance, but that does not mean we have to like it. Don't even get me started on health insurance...




