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Insurance Underwriting


Old 01-04-2017, 06:30 PM
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Join Date: Feb 2001
Location: Granger, IN
My Boat: 37 Outerlimits & Sweetwater 2486 Tritoon 140HP
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Default Insurance Underwriting

What company underwrites your 75+ mph boats? I'd like to see the variations in underwriters.

Please only answers for the Insurance Company, not agents. So, not looking for answers like Sy, Stacey, etc.

Looking for State Farm, Farmers, Foremost etc. that actually underwrite your policy.

Personally, State Farm underwrites my Outerlimits. I have enough insurance business to throw at a Company where I don't need to pay Foremost rates, etc.

I'm just curious who still underwrites and carries some of your boats.

Also, curious how many out there have bundled coverage for homes/boats, etc. all with one Company. If I wanted to move from SF, I'm not sure what my other options would be.

Anyone carry a 90-100+ mph boat with a carrier other than Foremost/American Modern/ or specialty boat insurer that just has your boat only?
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Old 01-05-2017, 07:48 PM
Join Date: Aug 2009
Location: Columbia, MO
My Boat: 38 Cig TG, 36 Envision Legacy ESP
Posts: 465

National Marine Underwriters has my 38 TSTG. Fair rate, agreed value, and insures the trailer. I claimed some major damage to the trailer a while back. They paid, handled the claim great, and didn't bump my rate.
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Old 01-06-2017, 11:29 AM
Join Date: May 2012
Location: Lexington, KY
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Prime Insurance has my Skater
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Old 01-06-2017, 11:52 AM
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Location: Worldwide
My Boat: 17' Speedliner Cat & O.P.B.
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State Farm insured my 37AT for the entire 12 years I owned it.
They did not want to at first, but my agent & his assistant (assistant mostly) went to bat for me with underwriting, and got it done.

I considered leaving in 2015 as Liberty Mutual was cheaper for literally all of my other policies, PLUP, cars, bike, little boat, etc. etc. (And I get a corporate discount with LM.) BUT they would not cover my Active Thunder. To me, it was not worth switching at the time. But now that the AT is gone, I may take another pass at LM. The issue is that my agent's assistant is literally like family to me. She even told me to leave when I told her LM was cheaper a while back.
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Old 03-18-2017, 09:20 AM
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State National our exclusive carrier for boats up to 130 MPH for vee hulls and 180 MPH for cats. A RATED US company.
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Old 05-25-2017, 12:38 PM
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Location: Insuring any kind of boat
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So you're asking me to show my poker hand???? lol Seriously though, there could be several options, call me and I can run through each carrier and if they fit you and your boat.

Stacy Shute (Hanlon)
The NO LIMITS Insurance Agency
866-728-9757 ext 101
Wake Zone Marine Insurance Brokerage, Inc. - CA License 0H05075
For an online quote:
[email protected]

*** Please note that any insurance advice given is based on current information at the time of the original post. Insurance rates, terms, policies, markets etc change often. We can not be held liable for outdated information that can be found in older posts on this forum.
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Old 05-26-2017, 08:38 AM
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A new A+ rated U.S. carrier will be in place shortly.. exclusively for Total Dollar.
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