I’m wanting to purchase a 1999 cigarette. Who can finance it ? And for how long? What kind of down payment will i need ?

home equity is your best bet. A distant second would be a credit union.

good luck

Look at Lightstream. If you have good credit, they are super easy to use.

Yup, Lightstream. It's a non secured loan (no lein on the boat), but you need great credit.

Assuming you have a higher $ car, paid off, my credit union let's me take a low rate loan on it, up to KBB.

But yes, usually for older boat's you're looking at the options above.

my credit union also lets you write checks up to limit at 2.9%. (max limit they give out is 30k).

Predicated on your income, First Republic Bank offers Lines of Credit at great terms when you open a new account, Up to $100,000.

I opened an account early this year and the fixed rate for it is 2.75%. 9 year fixed term. Interest only the first two years followed by a 7 year amortized pay off period.

USAA finances my 2000 Tiger. I think the rate is about 5%, maybe 5.25. I only financed about half the purchase price

If you still need help with this, message me. I'm a marine finance broker and have several options you can go with on a 99 model. Thx!