Sorry guys, I haven't had a chance to check everything out.

I will say the more I think about it, the more I'm agreeing with Jeff's comment above (did I just say that???), the price range might be getting out of hand. Sure it would be great to go buy a 42 OL or a TS TG, but I'm not so sure I want to get this deep in boat.

I was thinking on the way to work about how much $120k is. To some on here that's pocket change. Yesterday I came home and found a friend up the road from me had listed her house on the market. I gave her a call since we haven't talked. Long story short, she lost her job months ago and listed the house to keep from going into bankruptcy. She listed it WAY below market value to sell ASAP, let's just say that $120k would cover a huge portion of the cost of the house. I guess that's when it hit me just home much $120k was when thought about that nice house near the water on an acre compared to a well used 10 year old boat that can be used a few months out of the year and cost an arm and a leg to maintain... never mind the continued depredation.

Now granted I dont need another house, then again, I'm only half sure I need another boat.

$120k is also several years of retirement...


Still looking and considering options... and waiting for Scott to call me about that 42 OL he has!

This why I keep my money invested and use the cheap money the bank has. This way I can have something I want and sure I pay some interest (boat is write off though) and maintance and depreciation without losing any momentum for the future. Exapmple I buy a boat for $120k use it for 3-4 years and sell it $85-$100k. I bought my Cafe 8 years ago for $60k put another $50-$60k into it and sold it for little more then I bought it for. So it cost me $50,000 for 8 years of fun and memories. I am okay with that. In my line of work I watch people saving for the future and unfortunately not everyone makes it to retirement. I am not advocating living for toady(to many do that now) but you can't always wait for tomorrow either. it is a balance. So when it came time for me to buy a new boat I figured prices where the most attractive I have seen them and financing is cheap enough to make sense. So I figured these next 10 years would br the time I would enjoy the boat the most. Besides whats a hundred grande on a boat when you $150k plus in cars you can only drive one at a time. Come on Scot jump in the water is fine and we really want you out there this summer.

I think Frank makes ALOT of good points here. The most important one IMO is "then next 10 years of our lives." Im now 40. Everyone in this sport at this level is around or older than us. (Except moses and Dan) To me, life is too short. My wife is always complaining about the money we spend on boating(until she gets out there) and I just think that we work too hard for our money and Im going to enjoy life NOW! Not when Im 60 or 65. When Im 65 Ill be sittin in a cruiser(not police) in FLA. somewhere watching all the 250 MPH Outerlimits pleasure boats go by reminiscing about the summer of 2011 and old man Scots OL back then. For me 40 to 50 is all I have left to go fast and go crazy. After that, I suspect I will settle down and enjoy the last 40...ok 10 years of life with my girlfriend and a fishin pole. So, after all this non-sense Im blabbing about Scot, you can have the best 3 years of your life before you turn 50! I say live for today, who knows what tomorrow brings?

Ok, so we dont put you in the poor house........ With ARENSONS!!http://www.offshoreonly.com/classifi...o32035-en.html

Okay we have now redone the budget

http://www.offshoreonly.com/classifi...o37640-en.html

I don't know why but I love this boat...I am not sure why I just can't put my finger on it

Frank,
Believe me, I agree with most of your points and have thought them through many times. With that said, I dont want to finance a toy. I never have, and I don't want to start. My rule of thumb is if I can't pay cash for it, I really dont need it. Sure, I could go out and buy and/or finance an incredible boat, I just dont think it's the wisest thing for ME to do.

The problem is I see the opportunity cost of spending this kind of money and it certainly makes me think twice. I've saved for the future and continue to do so. The excessive cars have been a lot of fun, but I'm getting closer to thinning that heard as well. Sure a nice 42 Tiger or OL would be great fun, but I'm thinking the wiser move FOR ME would probably be to put that money I would have spent on toys into real estate or in the market, while they (like boats) are still suppressed. Then find something that will still be fun and get the job done, yet be a little more modest. Although, I'm still not ready for a windshield! I'll be out on the water either way and enjoying my 'youth' anyway you look at it... as I always have.


Kev,
I'm loving that LS, but the drive to pick it up might be a bit@h!

This is my new favorite thread.....................

We gotta have something to pass the time! How long before warm weather?????

Scot I have a seat for you, just don't give it up to Charlie. You buy beer and food and handle the lines and we will have a blast and we can wait for Jeff together

Aren't boat loans between 7.5-10% depending on year etc. etc.? I don't call that "cheap" money..... not when home loans are in the mid 3's. Just my 2 cents. But boats are way more fun.... I totally agree with ya there Frank.