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Old 01-27-2011 | 09:39 PM
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Originally Posted by SS930
LOVE IT!


Guys, rates are in the 4's for home refi's, still pretty cheap. 5.75 is damn good for a boat loan. I've never looked into them, but I thought they were in the 9's+.


Thanks for the offer to be someones boat bit@h guys. I'm still planning on buying another boat for this season, still just not sure what it's going to be or what the price range will be. Could be an older beater, could be a 42 OL... but I'm still waiting for that call from Scott!


BTW, got a response back on that LS:
"Hi the boat is in france country it s'not problem to send to states because this boat coming from san francisco 4 year past
Regards
Bernard"
I think you may be waiting a while for that call back from Shogren. I bet if you come up some on your range it would be close to buying that boat. At least it needs nothing. My friend in Milford just sold his 42GTX (Glass) with Merc 850's and loved it. He said the boat hauled through 4-5's at 90-100 with ease.

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Old 01-28-2011 | 06:48 AM
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Originally Posted by Sick Stinger
Ill be broke hanging out with you guys
-Mike
Me X2!!!!!!
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Old 01-28-2011 | 06:54 AM
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Originally Posted by fountain40icbm
I think you may be waiting a while for that call back from Shogren. I bet if you come up some on your range it would be close to buying that boat. At least it needs nothing. My friend in Milford just sold his 42GTX (Glass) with Merc 850's and loved it. He said the boat hauled through 4-5's at 90-100 with ease.
while this may be true...keep in mind, buying an outerlimits means having outerlimits income...which in short means...the owner better have a lot of disposable cash. buying the boat, fuel, trailer, and truck are the insigficant costs associated with this type of boat...i know you already know this...


scot, im not trying to downplay your income level or judge you at all...just saying, many of these recommended boats are insane money holes...not say all boats arent but the ones mentioned are mega black holes vs a moderate 2002 35 donzi zr which wont cost you nearly as much in maintenance, insurance, etc...once you go supercharged engine, expenses grow exponentially...if i were you, i would go staggered 525's...just my 0.02. nothing personal of course. just my opinion.
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Old 01-28-2011 | 06:55 AM
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Originally Posted by 30ctsutphen
I would never finance a boat F that. If I cant pay cash for it you wont see me in it!



Scot you'll always be my BOAT *****, mostly cause your not afraid to invite yourself.LOL

Put the freakin Power head on and call it a day. did anyone notice its a bad economy?
Jeff, I can understand paying cash for your boat, BUT that Mr Magoo windshield I thought would you would have to take a note on for sure!!!! Those things are RARE. Scot, after this post, I would beg, borrow and steal to get a boat THIS year. You dont want to go any longer being know as Jeffs Boat Biotch........He seems to enjoy the title.
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Old 01-28-2011 | 07:08 AM
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Originally Posted by 30ctsutphen
I would never finance a boat F that. If I cant pay cash for it you wont see me in it!



Scot you'll always be my BOAT *****, mostly cause your not afraid to invite yourself.LOL

Put the freakin Power head on and call it a day. did anyone notice its a bad economy?
Easy to say but that will limit some to what they can get. For me it is the smart money buy. I write my boat off though my business( I do take clients out often). So I need to take the interest minus my deductions and beat that number with my investments. In the end I can buy more boat then I would if I paid cash, because like Scot is seeing I would never take $120k from my future and plunk it down on a depricating asset. My Cafe was paid off but I owed $9k on my home equity. So when it sold I paid that off. My guess is many have credit card debt that is staggering. Most CC debt is between 13-20% and no write offs. I have not had any credit card debt in 15 years. I pay that thing off every month. But like I said the boat I will not own for 20 years and won't pay this off, so for me and my situation this makes the most dollars and sense. At least I can point to the boat and say that is what I owe the money on and it still has a value. From what I see at work there are many with credit card bills that equal the price of a car and they can not tell me what it was all spent on. If boat loans where in the 9' this would never work for me nor would own the boat I do now, I would have gladly kept the Cafe. And for the record the only reason I bought the Tiger was because Scot told me too . Scot I know you can find something nice and cool for $50-$70K, but it will most likely be a bravo boat, but then again I don't see that as a bad thing.
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Old 01-28-2011 | 07:30 AM
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More good points Frank, makes total sense. Gosh, you should become a financial planner or something! With that being said, youve kept me in a sport that sucks my bank account dry! So Im not sure hanging with you is benificial or not! I was happy with my 22 Donzi classic! Hey, nothing like living beyond your means!!!! Like we always say........YOU CAN PUT A PRICE ON A GOOD TIME! Buy buy buy buy buy........
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Old 01-28-2011 | 07:35 AM
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You don't have to be rich to live like a millionaire!

Last edited by 4195; 01-28-2011 at 09:44 AM. Reason: Typing like sick
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Old 01-28-2011 | 08:19 AM
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Originally Posted by 4195
You don't be rich to live like a millionaire!
go to south florida and you will know how true this is....its worse down there cause the locals try to keep up with the people from other parts of the country who have real money and they just cant do it.
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Old 01-28-2011 | 08:27 AM
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Your welcome Scot................

http://www.offshoreonly.com/classifi...o37825-en.html


Maybe pick this up for 30K??

Last edited by kreed; 01-28-2011 at 08:31 AM.
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Old 01-28-2011 | 08:37 AM
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This is a good thread. I plan on buying soon and my bank is going to get me at 6%-7%. On a ten year note. Im ok with that.
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