Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?

Try progressive.com -- free, only takes a mintue and you don't have to talk to anyone.

I just insured my 1985 357 SR1 through Progressive. I went through my sister who is an independant agent. For agreed value on the survey 34K with a $2500 deductable it was $602 per year. with a $500 ded it was just over $800 per year. You can call her at 405-682-6700. Ask for Angela Prater

Rip off!!!!!!!!!!!! Where do you live?

Sounds high. I just got a quote, literally hours ago, for a 2000 Formula 271. Higher liability limits, higher agreed value, same price you were quoted, almost to the dollar.
I went through USAA, who does all my other insurance. They actually quote for Progressive in some cases, and this was one of them.

Port Orange Florida..4250 deductible is pretty darn low..I mean what could I save versus the probability of a deductible worthy claim?..I'm trying to trying to weight it out.We are only talking a couple bucks then F it but if it is half then i'll change it.

Thats why my deductible is higher than normal. If I have over $2500 in damage the boat is going to sink...

That's Just What Every Insurance Agent And Company Wants To Hear !

Maybe its the Florida thing, but I pay way less with better coverage on a 28 ft V with 500 hp and I am 28 years old.

Sy, Sorry I was just joking.