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Will Insurance Cover This?

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Old 01-04-2023 | 07:50 AM
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Insurance company's job is not to pay very simple just went through it! Any excuse looks like they have a few from photo?Keep after them good luck!
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Old 01-04-2023 | 08:59 AM
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Originally Posted by ICDEDPPL
"It`s a Ram of course"? What does that mean? You a Ford or Chevy Fan boy?
So if you overload a truck and stuff happens let`s blame the the manufacturer?
Id hate to see what would happen to the aluminum bed of a Ford of they put that much weight on it.

Yeah, I'm a Ford fan, had to talk some crap. I say if you overload a vehicle it's your fault. The bed did not fail, the frame did. Ford does not use aluminum frame rails. Kinda doubt the ford bed would suffer any damages from this type or overloading as its not supporting the load, the frame is.
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Old 01-04-2023 | 09:44 AM
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Originally Posted by zfrilly
Yeah, I'm a Ford fan, had to talk some crap. I say if you overload a vehicle it's your fault. The bed did not fail, the frame did. Ford does not use aluminum frame rails. Kinda doubt the ford bed would suffer any damages from this type or overloading as its not supporting the load, the frame is.
But was this guy told by the dealer and who ever installed it that it was ok?

After reading the article that was out in 2017, seems to me that a dealer for these trailers should know what kind of truck is needed.
Lawyer's are going to have a field day with this one. Ram will not want to cover it since that would encourage more people to do the same thing,,,,,, it's a mess all the way around.


Why wouldn't you just buy a small pull behind or 5th wheel if you wanted that much room?
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Old 01-04-2023 | 11:43 AM
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If the truck held the load with say 1000lbs to spare, and the owner went over that rating, who is responsible? Unless it is in writing from someone/s, good luck proving who said what. Also, even if the load was in spec for the truck to handle, look how far back the weight was. The truck should have been scaled. I think you would see how little weight was on the front axle. Rear axle over loaded.

Last edited by underpsi68; 01-04-2023 at 11:46 AM.
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Old 01-04-2023 | 03:41 PM
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Still can't figure it out why it happened she left the dog home???
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Old 01-04-2023 | 04:32 PM
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Originally Posted by Wildman_grafix
But was this guy told by the dealer and who ever installed it that it was ok?

After reading the article that was out in 2017, seems to me that a dealer for these trailers should know what kind of truck is needed.
Lawyer's are going to have a field day with this one. Ram will not want to cover it since that would encourage more people to do the same thing,,,,,, it's a mess all the way around.


Why wouldn't you just buy a small pull behind or 5th wheel if you wanted that much room?
Lots of places here (mtns in nh) the shorter the more accessible some spots are. Trucks length too. I access more spots in my ranger vs my crew cab short bed z71. Forest service rds / class v’s / state forest : national forest / even some driveways and neighborhood rds.
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Old 01-04-2023 | 08:41 PM
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I have a hard time comprehending the frame bending that easy, got to be more to the story. IDGAF if it was rated at 5000 lbs and he put 6000 in, i dont see truck frame on a 1ton bending like a twig. We get farmers who bring trucks here for transmissions/rear ends etc where we run truck acrossed local grain scale to se if its safe to put on our hoist and weve seen plenty that scale at 12, 13,000 that are 7500 empty!
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Old 01-05-2023 | 07:41 AM
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I would have expected the frame vertically cracked vs bent... bent frames would pinch the box into the cab and that truck opened up like a a beer can.(unless one lead to the other)

Unless there is a follow up story where someone admits fault - its all speculation - but hey, it's winter!

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Old 01-05-2023 | 07:56 AM
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I’ve seen other pictures of this truck, it vertically cracked.
I used to do truck pulls in my duramax, the sled weighed over 40,000 lbs and through the years my truck had from 450-850 hp. Never bent anything but the stock trailer hitch.
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Old 01-05-2023 | 08:14 AM
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Originally Posted by articfriends
I have a hard time comprehending the frame bending that easy, got to be more to the story. IDGAF if it was rated at 5000 lbs and he put 6000 in, i dont see truck frame on a 1ton bending like a twig. We get farmers who bring trucks here for transmissions/rear ends etc where we run truck acrossed local grain scale to se if its safe to put on our hoist and weve seen plenty that scale at 12, 13,000 that are 7500 empty!
I've seen several pics like this pop through Facebook lately, ironically every one a Ram with a pickup camper. Thinking they have an unexpected design flaw causing this. I remember when the 99/early 2000's 1500 Chevy's frames would bend in same spot easily if hitting a big bump with weight distribution hitch too tight. The OEM's don't always get everything right nor test a truck in every way possible. Lord knows a Ford Super Duty frame flexes/twists like a wet noodle (at least every one I've had) to point where if you park on uneven ground the tailgate won't open and extended cab suicide doors wont close. Had lots of torsion in lateral direction, but certainly didn't' flex much along it's length. Lots of flex ramp tests on YouTube of new HD trucks, Ram usually has the stiffest frame in those, and sometimes that can be a bad thing.

With the insane towing and payload capacities advertised today, hard to believe that camper was outside of the bounds. The motorcycle on the hitch carrier with 6' extension to clear camper certainly didn't help though.
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