State Farm called me today and gave me a rate of $1,250.00/year for my 2005 382, 525's with trailer. No layup, no restrictions on lakes. She's emailing me the specifics today.

I have SF $1000.00 for a 96 382 with hp500's no layup.

About what I'm at with them on a 2002 valued at $160K.

It appears legit and that they are back in the business of insuring larger boats. They (the underwriters) did ask a couple of what I thought was dumb questions like "Does it have a rail?" Other than that appers good. Anybody have claim experience with them?

Yes I have had SF since I was 16 and they have payed for everything .three wrecked trucks two broken drives and some stole my stereo,vhf,powerwinch,prop,front seats,deapth finder, and all safty equipment. on problem with them paying.:

$100,00.00 agreed value not bad for a twelve year old boat.