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Originally Posted by MisterFiberglass
(Post 3588599)
Come on now off-base-steve .... GET REAL .... and why don't you address a follow-up Q I had .... like WHEN have you used the insurance that was in place?
But ...probably in your case .. your boat is financed to the gills and you are FORCED to have insurance. Just curious ... what kind of INSURANCE RISK are you anyways ? ... IN your whole life experiences? ... I have been a home and business owner for YEARS ....and of course a home-owner and industrial building owner too .... .......and I have NEVER had any type of insurance claim....EVER. |
Are we talking making claims here or not carrying Ins?
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Originally Posted by offshoresteve
(Post 3588617)
FYI my boat is PAID for I financed for 5 yrs only, paid 95k back in 2003.I carry 2mil in liability.... to protect others!!! it's Offshoresteve Ass hole! BTW mobile homes don't count as homeowner!
Protect others ? ...against your foolish behavior ? ..... GOOD move. INSURANCE is there to protect YOURself from other people's claims on your assets. ...and I have never lived in a mobile home .... Again - THERE you go ... running your mouth ...with NOTHING to back-it-up. |
Originally Posted by offshoresteve
(Post 3588556)
No 30gals hr for both @5,000. If I remember correctly I burn 48gals hr @ WOT 6,300..... 115mph. Will be running the Skater this week, will double check those figures om the SC5000. I get almost twice the milage as my 2.5's, and They were fuel efficient. I typically put 20 gals a side and run the motors for about 1.5 hrs on a typical lake boating day, Ocean Boating I will burn 60-70 gals a day, but cover A lot of distance.
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Originally Posted by MisterFiberglass
(Post 3588270)
807 gallons of premium ? .... at nearly 4$ per gallon now ...and at-the-dock FIVE DOLLARS ?
$ 4,035.00 ? .... whatever floats-your-boat. itt temps would go throught the roof ;)
Originally Posted by MisterFiberglass
(Post 3588599)
Come on now off-base-steve .... GET REAL .... and why don't you address a follow-up Q I had .... like WHEN have you used the insurance that was in place?
But ...probably in your case .. your boat is financed to the gills and you are FORCED to have insurance. Just curious ... what kind of INSURANCE RISK are you anyways ? ... IN your whole life experiences? ... I have been a home and business owner for YEARS ....and of course a home-owner and industrial building owner too .... .......and I have NEVER had any type of insurance claim....EVER. Just one example of many... Tie your boat up at the restaurant, while you are inside eating some a hole in a $800 bayliner rafts off of you because there are no more slips. His fat girlfriend slips on your deck and cracks her head. In this F'd up world, YOU could be found liable for part of those damages. Not worth it to me to save a few hundred bucks a year. I burn more gas every weekend than my insurance costs me for a year, but you don't "get" that either. Buy a BlowBote. |
Originally Posted by RT930turbo
(Post 3588938)
Pretty sure he's not burning premium in those TURBINES... itt temps would go throught the roof ;) You are an idiot, and extremely lucky. Clearly you have never been on the receiving end of a bull chit lawsuit. It happens every single day. Just one example of many... Tie your boat up at the restaurant, while you are inside eating some a hole in a $800 bayliner rafts off of you because there are no more slips. His fat girlfriend slips on your deck and cracks her head. In this F'd up world, YOU could be found liable for part of those damages. Not worth it to me to save a few hundred bucks a year. I burn more gas every weekend than my insurance costs me for a year, but you don't "get" that either. Buy a BlowBote. A couple of 100 dollars a year ? .... NO problem. But what some of these gauys are saying ...it is 500$ a month. Big diff there. And JUST WHAT is your PERSONAL experience with a ROI on your insurance expenses ? .....and your example ? ... EVER HEAR of a non-slip paint application ON your deck? |
Originally Posted by MisterFiberglass
(Post 3588953)
THX for your genuine first-response .... your second ...NOT so much.
A couple of 100 dollars a year ? .... NO problem. But what some of these gauys are saying ...it is 500$ a month. Big diff there. And JUST WHAT is your PERSONAL experience with a ROI on your insurance expenses ? .....and your example ? ... EVER HEAR of a non-slip paint application ON your deck? Anytime you move into an extreme performance boat experience makes a huge difference on the premium. It's like a student pilot flying a mig. Huge insurance risk, huge premium. $500 a month is very realistic for the big hardware. I have personally been sued for BS. The details are irrelavent, and it was not boating related. My wife was also involved in an accident with an underisured driver, $14k in damage, didn't cost me a dime. My insurance ROI has been quite good. I don't get into pissing matches on here, I just call them like I see them. Hope that helps. |
...and NON-SKID on my deck? Forget it. Anyone who doesn't have the courtesy to use my NON-SKID swim platform (Stupid fat girlfreind from above) deserves to bust their azz. And with the gloss up there, they certainly will :)
Then they can go after my insurance, while I have another beer and laugh. ;) |
Originally Posted by RT930turbo
(Post 3588955)
I have personally been sued for BS. The details are irrelavent, and it was not boating related. My wife was also involved in an accident with an underisured driver, $14k in damage, didn't cost me a dime. My insurance ROI has been quite good. I don't get into pissing matches on here, I just call them like I see them. Hope that helps. |
What's helicopter insurance cost?
How much is FAA licensed maintenance? Is starting cost about $500K for a copter? That's $200K more than I've spent in 7 years on my hole in the water, including purchase, tax, insurance, fuel, maintenance, etc. Can't argue the fuel though. A friend offered to give me a ride in his plane. I asked to fly from Everett to Mt. St. Helens by way of Mt. Rainier and back. He sighed and said that'd be a lot of fuel. I asked how much. He said at least 20 gallons. I about fell down laughing. He didn't get it. Insurance? Always had it. I hit something and busted a gimbal ring, prop and drive, and they fixed it. Repair bill was what I've paid for insurance over those years. My rates did not go up. Thanks Stacy! The real question though. How many HPD do you get? That'd be hours per drive. I've been fortunate???? at 100+hours. |
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