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Old 01-08-2003, 06:04 PM
  #11  
Trim it Up!
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Originally posted by Dean Ferry
I just locked @ 5.0375 for 15 yr, No points also! Awaiting the paperwork now.
MD
WONDERFUL!! BOA?
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Old 01-08-2003, 07:37 PM
  #12  
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We locked then just closed on 12/31 just in time for rates to slip again. 5.125% 7/23 balloon still isn't too bad. Of course you folks in states that let you do things like cash out(without getting buried) and > 80% finance have it lucky! You can get pretty creative.

By the way, we refied the boat too. Our bank is doing a 6.5% rate (6.25% on >$50k) and a $100 refi fee which they never collected. Wasn't a huge savings but a savings from almost 8% none-the-less. Suntrust is the bank. However, most of you would have to under prop big time to "technically" be eligible. Check the fine print.....

Last edited by SeaRay Jim; 01-08-2003 at 07:46 PM.
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Old 01-08-2003, 10:23 PM
  #13  
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Damn, you guys are smoking me, man I just locked in 5 7/8 15 fixed no points or re-fi charges. Will save me about $200+ a few each month. Dad just got a 5 year arm @ 5 flat.
 
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