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What Do You Pay For your boat Insurance ?

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General Boating Discussion
View Poll Results: What do you pay for insurance ?
$500 to $1000
200
35.52%
$1000 to $1500
100
17.76%
$1500 to $2000
75
13.32%
$2000 to $2500
55
9.77%
$3000 to $4000
60
10.66%
$4000 and over
73
12.97%
Voters: 563. You may not vote on this poll

What Do You Pay For your boat Insurance ?

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Old 08-18-2005 | 10:14 AM
  #131  
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Default Re: What Do You Pay For your boat Insurance ?

$2,200.00 A YEAR LOOKING FOR CHEAPER? JUST AS BAD AS GAS $2.85 A GALLON MY TANK IS 204 GALLONS YOU DO THE MATH
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Old 08-18-2005 | 11:17 AM
  #132  
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From: Cornelius, NC
Default Re: What Do You Pay For your boat Insurance ?

2000 29 fountain hp 500 nationwide 1800 per year with 500 dedutible
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Old 08-18-2005 | 11:53 AM
  #133  
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Default Re: What Do You Pay For your boat Insurance ?

Steve Snider:

How old are you? does your coverage include the bahamas or leaving the country? I'm curious because I'm in the market for the same size/yr of cig and wondering what I can expect for ins. cost.

Thanks,
Mike
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Old 08-19-2005 | 07:27 AM
  #134  
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Default Re: What Do You Pay For your boat Insurance ?

Mike, I am 53 and have a excellent driving record. No recent boat or vehicle claims except for my F-350 which was stolen a couple years ago. I go with a high dedictible ($5,000.)The factors that the insurance companies use are driving record, deductible, year, type, and value of boat, and credit rating. I had many different quotes and ended up with Progressive for my 1994 Cafe w/ 1998 Bulldogs. I was told 500 hp per side (1000 hp total) is the limit with Progressive. Later, Steve
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Old 08-19-2005 | 07:30 AM
  #135  
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Default Re: What Do You Pay For your boat Insurance ?

Originally Posted by Steve Snider
I was told 500 hp per side (1000 hp total) is the limit with Progressive.

That is true.....
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Old 08-19-2005 | 07:37 AM
  #136  
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Default Re: What Do You Pay For your boat Insurance ?

Mike, I forgot to mention that my coverage does not include Bahamas coverage. Later, Steve
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Old 08-19-2005 | 10:25 PM
  #137  
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Default Re: What Do You Pay For your boat Insurance ?

$312 a year.. 1989 powerplay18.5 ft yeah big boat LOL!! ofcourse it only has 260 hp and does 55 mph
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Old 09-08-2005 | 12:59 PM
  #138  
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Default Re: What Do You Pay For your boat Insurance ?

I'm a newbie, and got a quote before I decide to buy (smart, right?). USAA, $1500 deductible, $1300 a year for a 36 foot twin 500hp with trailer, told them a bout a year 2000 and about 100K purchase price.

Seems pretty reasonable, being my first boat and being 24. I also have many other policies with them, may be a factor.
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Old 09-11-2005 | 09:49 PM
  #139  
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Default Re: What Do You Pay For your boat Insurance ?

I went through Geico on the Z33 Donzi and they wrote the policy for $879/year with a $1000.00 deductible and full coverage.

My 1994 STV ModVP river racer was out of sight at $2600.00 a year for the hull only. They will not insure the motor. The writer did some research on the boat by looking at Scream and Fly.com website. Just so happens this was at the same time that Hank Hogan has flipped his boat at over 140 mph... the same hull I have. So, they naturally think mine will do the same.

I passed on the insurance on the STV and a month later ripped the transom. Now I wish I had it.

Last edited by Blitzkrieg; 09-11-2005 at 09:52 PM.
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Old 12-27-2005 | 11:06 PM
  #140  
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From: LAKE CONROE, TX
Default Re: What Do You Pay For your boat Insurance ?

1800.00 a year
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