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-   -   Insurance on TWINS!!!, (single engine guys need not reply) (https://www.offshoreonly.com/forums/general-q/22119-insurance-twins-single-engine-guys-need-not-reply.html)

Jayl13 04-12-2002 01:24 PM

Insurance on TWINS!!!, (single engine guys need not reply)
 
Okay there have been alot of insurance questions lately and most are mind boggling.
People saying yeah put real HP numbers up, mods ect
that is fine, i have no problem not lying to the insurance company about that ect
BUT most of these guys are running singles
So you can have a single engine 28 whatever with 700 HP and they are still going to be less than a twin no matter what HP range your in.
You have twins, hold your ass is more or less what im finding out from the insurance companies
I just got a quote on my boat from Progressive for Pennsylvania Watercraft Quote

Your 12 month quote is $3510.00



Yeah , (long inhale) cough cough , want to lace this ghanga with some crack and heroin?

WTF is up with this
I agree if you want to play, you have to pay that is fine, no problem
3500 bucks?
yeah right

Anyway, on an older rig, with TWINS now (T330's) who pays what and where do you boat, Inland or coastal?
Who is your company?

Thanks
Jason

Raypanic 04-12-2002 01:31 PM

1200 / year from allstate 1998 38' Powerquest twin 650 Hp running on the great lakes. I have seen quotes all over the board high and low. Keep shopping!

DWolfgarth55 04-12-2002 01:39 PM

Hey, Jason
I have 1993 Sunsation 32 Dominator with twin 365 HP Mag's and only pay $1000 per year . I live in Michigan (Lake St. Clair)is where i Boat.I have my insurance from Total Dollar out of New York,Maybe because they know that a Michigan winter can be long that i will only use the boat half the year (If I'm lucky!!)But I'm covered all year.Hope this helps
Duane W

Vyper340 04-12-2002 02:52 PM

2002 34' PQ with twin 496 HO's (850 HP) - $1700/yr

I cruise on the oceans not lakes and that is included in my package. It will differ if you are a lake boater and will depend on your driving record.

Audiofn 04-12-2002 03:55 PM

Contact Risktaker on the board he can probably help ya out. Also BoatUS has a list of lots of places

Jayl13 04-12-2002 04:08 PM

Boat us was going to charge me like 1200 bucks or 1190 somthing
What is expensive and what is not?
What is reasonable?
is 790 good?
best quote to date was 640 through a no name ins company (dont remember name)
Hey Jon, what do you pay?
through who?
Jason

Vyper340 04-12-2002 04:09 PM

Contact Sy Goldberg at TotalDollarinsurance.com

Jayl13 04-12-2002 04:13 PM

cant contact Sy, he only insures boats over 50 grand
Im trying for a boat/trailer combo of 35-40 thou
That is part of the problem, few places turned me down for not having a boat this big before
Well no $hit dip wad, i moved up in size jerkey
dont get me started on that whole subject
nasty catch 22
Jason

Audiofn 04-12-2002 04:35 PM

Jay I think that you will pay btwn 600 and 1200 bucks. I know a big range but look at the coverages very closely they are not all the same. Make sure they include the libility and also the damage to the environment and perhaps your drives and such.

Jon

HavasuCat 04-12-2002 05:01 PM

FYI: I payed $4000 last year for a single engine 26' cat, so you are not always going to pay more for a twin!!:rolleyes:


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