i think it all depends on how much money you spend with them. if your a working stiff with just house and auto they wont cover a performance boat. if your a business owner and pay a bunch for various policies they seam to find a way to cover hp boats which is bullchit. should treat every one the same

I had a 21 Eliminator Daytona, 27,32,35 Fountain insured with State Farm. When friends that bought like boats asked where we were insured, I told them. They, in some cases went to the same broker, and were either refused or insured then cancelled after a short time. After a conversation with Sy Goldberg and a couple other people in the marine insurance ind. Allstate, State Farm, Progressive, do not knowingly insure High performance cats and V's. In some cases the local agent can get it through and it may take months and years until they review the policy, then you get that letter! Has anyone that has insurance with the insurance co's metioned above filed a serious loss claim? What was your outcome. Dont get me wrong, I dont like paying what I think are, outragous insurance rates, when the boat is layed up for 6 months a year in the garage, how much risk is that? Remember, when their is a loss, the first thing the Insurance co investigates is if anything on your policy was misrepresented, they would like nothing better than to void the policy for that and not pay out a claim. Not saying Insurance reps are bad...its a business. They are all happy when their is no claims. When they have to pay, it can turn ugly.

You should call Bob Luellen at World Wide Marine before you look at any of these other companys! This guy is the most informative and helpful you'll ever find!! They represent so many companys it's insane and if you want to know anything related to your policy or insurance just ask and he will break it down play by play for ya!! His phone number is 1-800-339-1235 just GIVE him a call!!

Try American National Property and Casulty out of Springfild MO. They will want your entire package. House, car ECT. I switched from SF after THEY cancelled my 43SC BlackThunder when I brought to their attention it did not have 2 250 HP engines as the agent had turned in. He lies and I get the shaft. NO MORE SF.

He's the only guy that find a carrier for my old boat, especially with my driving record. Very informative and helpful.