Looking at an older boat (1992). I was wondering if anyone has any info on current rates?

Here are the specs:

780 credit scores
$42,000 purchase price
15% down
15-20 years
Stock power


Any ideas?

Thanks,

Phil

I don't think you'll get 15-20yrs on a 1992 boat, and why would you anyway? Maybe 10 yrs max.

I agree. Trick is, if I could sell my current boat in the next week or so this would be a different situation.

I'm not trying to stretch the term by any means, just trying to ease the payment while I'm still a two boat owner........

Zip Code: 21904
Length, Make, Model of Boat 38 Fountain Sport Cruiser
#engines: 2
Total HP: 770
Top Capable Speed: (unknown, ~ 60 MPH?)
DOB: 11/18/1976
I'm assuming Chesapeake Navigational territory but correct me if I am wrong there. (You are correct)
Driving record: Clean, to..somewhat clean, nothing major recently

Thanks in advance.

HAHAHA OK. I'm an idiot. You said rate and I figured "insurance". lol It just dawned on me that you were talking loans. Well, I did an insurance quote if you want it. Sorry for the misunderstanding. Next time I will take my head out of my arse before I answer! lol

100/mo diff between 10 and 15 yrs...35700 advance.

I DO want it actually!

(I inquired via your website earlier today anyway)

PJ,
You can go as long as 15 years for that size loan and rates will be in the mid to upper 7's. Financing $36,000 will put your payment around $340/mo. Let me know if you have any other questions. Thanks,
Kyle