State Farm depends on your agent and how much other stuff you have with them.

GEICO.... while they might be an insurance company... they do not write marine insurance on their paper... they use other companies by way of brokerage.... SeaWorthy is one....

I would agree with you up to today. Now call bs on that statement. My boat policy has been cancelled due to a high performance application. I have been with state farm my whole life with many, many cars, house policy's, personal articles, umbrella policy's....basically everything from four wheeler to all my families life insurance. All same agent. In fact I am 3rd generation in my family with same guy....yup dropped like a bad habit! I will had that the letter did come from the state farm underwriter department....not my agent.