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-   -   How much for insurance?? (https://www.offshoreonly.com/forums/spectre/94797-how-much-insurance.html)

FunHome 01-20-2005 11:39 AM

How much for insurance??
 
Well I think my last post was poofed......Why?..I don't know...

Anyway, I have a friend looking at a 2000 30ft Spectre with 500hp's and blowers (whipples, I think...) I told him the expensive part is the insurance. The guy he is buying it from said he has State Farm and pays $500.00 per year......That's $600.00 less than I pay for my Baja 38 Special.... :rolleyes:

What is the going price on insurance??

I've heard that only two company's cover them, which two??

Sean H 01-20-2005 12:49 PM

Re: How much for insurance??
 
i have a 30' w/ 500's but no whipples, yet :D , they rated mine at 95 MPH and state farm wouldn't insure it... you have to watch them, they insure alot of boats that they don't have a clue about.... i went to total dollar and got mine written through markel for 4k a year.... my 2002 29 outlaw was only costing me $1100 a year before that.... i bet with whipples it would be about $4500-5000 if they have a clean record...

berns29scarab 01-20-2005 01:05 PM

Re: How much for insurance??
 
i spoke with allstate and they will insure a 30 spectre "BUT" it cant exceed a pair of 225 outboards and was douted in the mid to high teens...was quoted through Total Dollar with 300 promax's and an offshore rider 3400.00

Sean H 01-20-2005 01:51 PM

Re: How much for insurance??
 
I think outboards are cheaper, don't ask me why, i think they see that "500HP" and see $$$$$...... :(

suncoastdave 01-20-2005 04:24 PM

Re: How much for insurance??
 
i have allstate and mine is 1500.00 a year with 300 pro max's it is a 2005..

FunHome 01-20-2005 09:17 PM

Re: How much for insurance??
 
OUCH!!! Thanks guy's I'll pass this along to him!!!

FYI, this guy is so tight, he squeak's when he walks....So, I think he look elsewhere!!

Pmpaint1 01-22-2005 09:37 AM

Re: How much for insurance??
 
I just bought a 30' with 3 months cat experience and I paid $5k with 496 HO! OUCH

dan lawrence 01-22-2005 07:21 PM

Re: How much for insurance??
 

Originally Posted by sonic31ss
i have allstate and mine is 1500.00 a year with 300 pro max's it is a 2005..


I have never insured my cats but that price sounds good! I installed a GPS tracking system so that I can have an excuse to use my 45. You take my boat you will say hello to my little friend! Can you post your agents number? He may have a way getting the boat thru underwriting.

thanks

dan

Chuck 01-23-2005 06:56 AM

Re: How much for insurance??
 

Originally Posted by Pmpaint1
I just bought a 30' with no prior cat experience and I paid $5k with 496 HO! OUCH

Hey, I think that is my old boat!!!! Did that come from Randy at Fastboats? some of my friends saw it running in the poker run at Key West a couple of months ago. Good Luck with it, and feel free to call or e-mail me anytime if you have any questions concerning the boat!!!

Chuck 01-23-2005 01:04 PM

Re: How much for insurance??
 
I had my insurace through boat us. It was 2800 per year with a 13 thousand deductable. That was for NY state though.


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