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33 outlaw. 526+ hours

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Old 08-16-2014 | 09:28 AM
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Originally Posted by HOSSMAN
Banks are tough over 10 yrs old. Got a bank in Missouri to pick it up, ran credit, all good but now saying "well if you weren't in TX I could help you more....try Essex". Prob is now he's ran our credit through the gauntlet so dunno. Said anything w/in 10 years is what they will loosen up on. Looking at Sunsations, Baja, Fountains.... 30-35'. But no clue what the banks will do, won't "pre approve" to X dollars, says we just gotta submit what it is. I'm approved but gotta find a boat to submit since the one we were looking at fell through. Doesn't make sense. Not looking to spend 70,80,90k.... Prob 55-65k max. But that in a 10 yr or newer is not as common anymore.
I went through Michigan state university credit union. They will finance any year as long as the boat books out on nada. All you have to do is join mucc and get a membership number from them then you are eligible to join the credit union. Decent rates and terms as well. Both me and my bud used them.
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Old 08-16-2014 | 01:41 PM
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I used USAA, but I was in the service. If you have any service, they are so easy it's ridiculous. Can get approved online and when your ready, call give them info and sign some papers online and they send you a check as long as nada checks out. Mine booked for $55k a year ago. Easy..
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Old 08-17-2014 | 08:15 AM
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Thanks. No, not in the service. I was told to try Essex as they are owned by Bank Of the West who still does a lot of boat loans. Hawk eye has a nice 36 but that's just a huge boat...but heard they might have a 33 coming in. There is a 32 Sunsation in GA that we like and Pier 57 has an 01 executioner with 502's that looks really clean, just need to recover the checkerboard sun pad....(yuck).
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Old 08-17-2014 | 08:46 AM
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Find a cedit union. They love giving there customers boat and rv loans. I not only have done several boat and rv loans with them but they blew away my mortgage company on rates
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Old 08-17-2014 | 10:22 AM
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Originally Posted by HOSSMAN
Thanks. No, not in the service. I was told to try Essex as they are owned by Bank Of the West who still does a lot of boat loans. Hawk eye has a nice 36 but that's just a huge boat...but heard they might have a 33 coming in. There is a 32 Sunsation in GA that we like and Pier 57 has an 01 executioner with 502's that looks really clean, just need to recover the checkerboard sun pad....(yuck).
The bad part about Essex is their tx lenders use buc book value and then only loan 75% of that value. I wasn't told this until after they ran my credit and such. I was like your website said nada and the guy was like ya that needs to be changed. I found buc to be a lot lower than nada at that time. So check out buc before you go through all that hassle with Essex, but a friend did just use them for his cruiser and was happy with them.
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Old 08-17-2014 | 05:09 PM
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Originally Posted by T-RAV
The bad part about Essex is their tx lenders use buc book value and then only loan 75% of that value. I wasn't told this until after they ran my credit and such. I was like your website said nada and the guy was like ya that needs to be changed. I found buc to be a lot lower than nada at that time. So check out buc before you go through all that hassle with Essex, but a friend did just use them for his cruiser and was happy with them.
Unless you bought it from a dealer. I used bank of west thru Shogren when I bought my 25ol. I would say it was easy, but they did all the dealings.

So possibly buying from a dealer would make this task easier.

We got caught out in the gulf earlier today when a squall came in and chased us a way from ship island. We had 11 ppl in boat and had to go slow for the 3 lil kids (btw 5-9) were a lil scared of the weather.

Did like 30-35 all the way back 13 miles and nosed a few and got sprayed a cpl times. That was a first in the 33!
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Old 08-17-2014 | 11:07 PM
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Dave you wont be happy with the ride of a 32 Sunny. 33OL is a much better ride.
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Old 08-18-2014 | 06:35 PM
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Thanks Nye... I know. Cannot compare the two boats...apples to oranges.......Just like you cannot compare a 29 Fountain to a 29 Outlaw...or a 292 FasTech or a 35 Fountain to a 35 Outlaw to a 353 FasTech. They all have positives and negatives to them. Keep in mind it is just Keli and I and we might use the boat once...maybe twice a month at best. Boat will be kept at Canyon Lake by Keli's folks Cruiser....they just bought a house there that has a 55'+ RV storage garage attached to the house for us to keep the boat at. That is a 5 hr drive from our home in Frisco (Dallas) TX. Remember I haven't even ruled out another 25 Outlaw completely yet for just that reason.
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Old 08-19-2014 | 12:17 AM
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[QUOTE=HOSSMAN;4173771Boat will be kept at Canyon Lake by Keli's folks Cruiser....they just bought a house there that has a 55'+ RV storage garage attached to the house for us to keep the boat at. [/QUOTE]

Let me know if you need any info about Canyon. Keep my Formula at Joint Base San Antonio @ Jacobs Creek area.
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Old 08-19-2014 | 05:47 AM
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Thanks 97FASTech. I've sen your boat out there a few times. Inlaws cruiser is at Canyon Lake Marina "Double Click". Had my old 29 out there a few times too. Will need to meet up sometime. We used to go out there really often when we were still living in Houston but now that we moved to Dallas it's a little more of a drive....but well worth it.
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